NULV vs SCHD

NULV vs SCHD

Which is better, NULV or SCHD?

Each has led over a different period.

SCHD has a lower expense ratio. NULV led over 3Y, SCHD over 1Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.94. NULV is less concentrated, with 29.2% of the fund in its ten largest positions against 41.5%.

Lower Fees: SCHDHigher Returns: splitLess Concentrated: NULV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricNULVSCHD
Expense Ratio0.26%0.06%Best
AUM$2.9B$112.2B
Dividend Yield1.43%3.13%
Holdings102103
YTD Return+19.03%+27.56%Best
1Y Return+27.02%+30.29%Best
3Y Return (annualized)+18.12%Best+16.37%
5Y Return (annualized)+9.65%+10.23%Best
Volatility (annualized)15.4%Tie15.4%Tie
Max Drawdown-37.0%-33.4%Best
$10,000 over 5 years$15,851$16,274Best
Top 10 Weight29.2%Best41.5%
Fund FamilyNuveenCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionDec 13, 2016Oct 20, 2011

Volatility and max drawdown are measured over the window both funds cover: Dec 14, 2016 to Sep 4, 2026 (9.7 years).

NULV vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.7 years both funds cover.

NULV vs SCHD Performance

Nuveen ESG Large-Cap Value ETF (NULV) is an ETF from Nuveen and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year NULV returned +27.02% while SCHD returned +30.29%. Year to date, NULV is up 19.03% versus a gain of 27.56% for SCHD.

Over three years, NULV compounded at +18.12% per year against +16.37% for SCHD; over five years the annualized figures are +9.65% and +10.23% respectively. Across the full 10-year window we track, SCHD has the edge at +11.46% annualized vs +10.55%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

NULV and SCHD have been equally volatile, both at 15.4% annualized.

The deepest peak-to-trough decline in our data was -37.0% for NULV and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

NULV charges 0.26% per year while SCHD charges 0.06%. On a $10,000 position that is $26 vs $6 annually, a gap of $20 per year that compounds over a long holding period. On income, NULV currently yields 1.43% against 3.13% for SCHD.

Holdings Overlap

NULV already in SCHD13.9%
SCHD already in NULV33.4%

13.9% of NULV's money is in holdings SCHD also owns. 33.4% of SCHD's money is in holdings NULV also owns.

The two portfolios partly overlap.

13 positions in common, counted across the 100 positions we hold weights for in NULV and 100 in SCHD, against full books of 102 and 103.

What only one of them owns

Our book lists 86 positions for SCHD that do not appear in our book for NULV (66.5% of the fund), and 84 for NULV that do not appear in SCHD (84.7%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in NULVWeight in SCHDDifference
KOCoca Cola Co.2.23%4.20%1.97%
PGProcter & Gamble Company1.85%3.96%2.11%
VZVerizon Communic1.65%3.84%2.19%
HDHome Depot Inc/The0.84%4.32%3.48%
MRKMerck & Company Inc0.31%4.26%3.95%
ACNAccenture Plc1.05%2.70%1.65%
ADPAutomatic Data Processing, Inc.0.97%2.72%1.75%
TGTTarget Corp-14771.61%1.70%0.09%
CMCSAComcast Corp-class A Cmcsa0.91%2.26%1.35%
OKEOneok Inc.1.29%1.36%0.07%

33.4% of SCHD is already inside NULV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

NULVSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, NULV or SCHD?

NULV has an expense ratio of 0.26% while SCHD charges 0.06%. SCHD is the cheaper option, by $20 a year on a $10,000 investment.

Which performed better, NULV or SCHD?

Over the past year NULV returned +27.02% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), NULV annualized +10.55% vs +11.46% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, NULV or SCHD?

NULV and SCHD have been equally volatile, both at 15.4% annualized. Worst drawdown: NULV -37.0% vs SCHD -33.4%.

Should I hold both NULV and SCHD?

NULV and SCHD have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between NULV and SCHD?

33.4% of SCHD's money is in holdings NULV also owns. 33.4% of SCHD's is in holdings NULV also owns. They hold 13 positions in common, counted across the 100 positions we hold weights for in NULV and 100 in SCHD.

Which pays a higher dividend, NULV or SCHD?

NULV yields 1.43% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

Is SCHD better than NULV?

SCHD has a lower expense ratio. NULV led over 3Y, SCHD over 1Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.94. NULV is less concentrated, with 29.2% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.