NULV vs VTI

NULV vs VTI

Which is better, NULV or VTI?

Large Cap Value against Large Cap Blend.

VTI has a lower expense ratio. NULV led over 1Y, VTI over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.91. NULV is less concentrated, with 30.4% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns: splitLess Concentrated: NULV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricNULVVTI
Expense Ratio0.26%0.03%Best
AUM$2.5B$666.9B
Dividend Yield1.37%1.03%
Holdings1023,543
YTD Return+16.87%Best+12.30%
1Y Return+23.91%Best+16.08%
3Y Return (annualized)+17.54%+21.01%Best
5Y Return (annualized)+9.84%+12.36%Best
Volatility (annualized)15.4%Best16.0%
Max Drawdown-37.0%-35.0%Best
$10,000 over 5 years$15,988$17,908Best
Top 10 Weight30.4%Best33.3%
Fund FamilyNuveenVanguard (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Blend
InceptionDec 13, 2016May 24, 2001

Volatility and max drawdown are measured over the window both funds cover: Dec 14, 2016 to Sep 18, 2026 (9.8 years).

NULV vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.8 years both funds cover.

NULV vs VTI Performance

Nuveen ESG Large-Cap Value ETF (NULV) is an ETF from Nuveen and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year NULV returned +23.91% while VTI returned +16.08%. Year to date, NULV is up 16.87% versus a gain of 12.30% for VTI.

Over three years, NULV compounded at +17.54% per year against +21.01% for VTI; over five years the annualized figures are +9.84% and +12.36% respectively. Across the full 10-year window we track, VTI has the edge at +13.63% annualized vs +10.30%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 15.4% for NULV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -37.0% for NULV and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

NULV charges 0.26% per year while VTI charges 0.03%. On a $10,000 position that is $26 vs $3 annually, a gap of $23 per year that compounds over a long holding period. On income, NULV currently yields 1.37% against 1.03% for VTI.

Holdings Overlap

NULV already in VTI97.5%
VTI already in NULV20.6%

97.5% of NULV's money is in holdings VTI also owns. 20.6% of VTI's money is in holdings NULV also owns.

Most of NULV is already inside VTI. Owning both mostly buys the same companies twice.

124 positions in common, counted across the 127 positions we hold weights for in NULV and 3,463 in VTI, against full books of 102 and 3,543.

What only one of them owns

Our book lists 1,028 positions for VTI that do not appear in our book for NULV (76.9% of the fund), and 2 for NULV that do not appear in VTI (1.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in NULVWeight in VTIDifference
MSFTMicrosoft Corp10.67%4.79%5.88%
METAMeta Platforms Inc4.14%1.70%2.44%
CSCOCisco Systems Inc. - Ordinary Shares2.51%0.57%1.94%
KOCoca Cola Co.2.23%0.42%1.81%
ABBVAbbvie Inc.1.93%0.61%1.32%
MSMorgan Stanley1.97%0.35%1.62%
CCitigroup Inc.1.94%0.30%1.64%
PGProcter & Gamble Company1.73%0.47%1.26%
GSGoldman Sachs Group Inc/The1.63%0.40%1.23%
PFEPfizer Inc1.68%0.20%1.48%

97.5% of NULV is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

NULVVTI

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Frequently Asked Questions

Which is cheaper, NULV or VTI?

NULV has an expense ratio of 0.26% while VTI charges 0.03%. VTI is the cheaper option, by $23 a year on a $10,000 investment.

Which performed better, NULV or VTI?

Over the past year NULV returned +23.91% vs +16.08% for VTI, so NULV leads on 1-year performance. Over the longest common window we track (10 years), NULV annualized +10.30% vs +13.63% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, NULV or VTI?

VTI has been the more volatile fund at 16.0% annualized versus 15.4% for NULV. Worst drawdown: NULV -37.0% vs VTI -35.0%.

Should I hold both NULV and VTI?

NULV and VTI have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between NULV and VTI?

97.5% of NULV's money is in holdings VTI also owns. 20.6% of VTI's is in holdings NULV also owns. They hold 124 positions in common, counted across the 127 positions we hold weights for in NULV and 3,463 in VTI.

Which pays a higher dividend, NULV or VTI?

NULV yields 1.37% while VTI yields 1.03%, so NULV currently pays the higher dividend yield.

Is VTI better than NULV?

VTI has a lower expense ratio. NULV led over 1Y, VTI over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.91. NULV is less concentrated, with 30.4% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.