PJP vs VTI

PJP vs VTI

Which is better, PJP or VTI?

Large Cap Value against Large Cap Blend.

VTI has a lower expense ratio. PJP led over 1Y and the full window, VTI over 3Y and 5Y. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 50.3%.

Lower Fees: VTIHigher Returns: splitLess Concentrated: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPJPVTI
Expense Ratio0.57%0.03%Best
AUM$537M$666.9B
Dividend Yield0.87%1.03%
Holdings323,543
YTD Return+20.85%Best+13.14%
1Y Return+37.11%Best+16.63%
3Y Return (annualized)+20.61%+22.30%Best
5Y Return (annualized)+10.77%+12.01%Best
Volatility (annualized)15.7%15.4%Best
Max Drawdown-42.4%Best-56.6%
$10,000 over 5 years$16,677$17,631Best
Top 10 Weight50.3%33.3%Best
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Blend
InceptionJun 23, 2005May 24, 2001

Volatility and max drawdown are measured over the window both funds cover: Jun 23, 2005 to Sep 23, 2026 (21.3 years).

PJP vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 21.3 years both funds cover.

PJP vs VTI Performance

Invesco Pharmaceuticals ETF (PJP) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PJP returned +37.11% while VTI returned +16.63%. Year to date, PJP is up 20.85% versus a gain of 13.14% for VTI.

Over three years, PJP compounded at +20.61% per year against +22.30% for VTI; over five years the annualized figures are +10.77% and +12.01% respectively. Across the full 21-year window we track, PJP has the edge at +10.84% annualized vs +9.53%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PJP has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -42.4% for PJP and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.

Fees and Cost Over Time

PJP charges 0.57% per year while VTI charges 0.03%. On a $10,000 position that is $57 vs $3 annually, a gap of $54 per year that compounds over a long holding period. On income, PJP currently yields 0.87% against 1.03% for VTI.

Holdings Overlap

PJP already in VTI100.0%
VTI already in PJP4.7%

100.0% of PJP's money is in holdings VTI also owns. 4.7% of VTI's money is in holdings PJP also owns.

Most of PJP is already inside VTI. Owning both mostly buys the same companies twice.

29 positions in common, counted across the 30 positions we hold weights for in PJP and 3,463 in VTI, against full books of 32 and 3,543.

What only one of them owns

Measured across the 30 and 3,463 positions we hold weights for.

VTI holds 1,132 positions PJP does not, 92.8% of the fund.

Largest: NVDA 6.40%, AAPL 6.29%, MSFT 4.79%, AMZN 3.65%, GOOGL 2.90%

Top Shared Holdings

StockWeight in PJPWeight in VTIDifference
LLYEli Lilly & Co.4.82%1.35%3.47%
JNJJohnson & Johnson - Common5.14%0.86%4.28%
AMGNAmgen Inc.5.70%0.29%5.41%
ABBVAbbvie Inc.5.33%0.61%4.72%
MRKMerck & Company Inc5.47%0.45%5.02%
ABTAbbott Laboratories5.64%0.26%5.38%
PFEPfizer Inc4.94%0.20%4.74%
GILDGilead Sciences4.85%0.22%4.63%
CORTCorcept Therapeutics Incorporated4.68%0.01%4.67%
TVTXTravere Therapeutics Inc3.73%0.01%3.72%

100.0% of PJP is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

PJPVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PJP or VTI?

PJP has an expense ratio of 0.57% while VTI charges 0.03%. VTI is the cheaper option, by $54 a year on a $10,000 investment.

Which performed better, PJP or VTI?

Over the past year PJP returned +37.11% vs +16.63% for VTI, so PJP leads on 1-year performance. Over the longest common window we track (21 years), PJP annualized +10.84% vs +9.53% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PJP or VTI?

PJP has been the more volatile fund at 15.7% annualized versus 15.4% for VTI. Worst drawdown: PJP -42.4% vs VTI -56.6%.

Should I hold both PJP and VTI?

PJP and VTI have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between PJP and VTI?

100.0% of PJP's money is in holdings VTI also owns. 4.7% of VTI's is in holdings PJP also owns. They hold 29 positions in common, counted across the 30 positions we hold weights for in PJP and 3,463 in VTI.

Which pays a higher dividend, PJP or VTI?

PJP yields 0.87% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than PJP?

VTI has a lower expense ratio. PJP led over 1Y and the full window, VTI over 3Y and 5Y. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 50.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.