PRCS vs VTI
Parnassus Core Select ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | PRCS | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.58% | 0.03% | |
| AUM | $171M | $663.5B | |
| Dividend Yield | 0.12% | 1.07% | |
| Holdings | 25 | 3,543 | |
| YTD Return | +10.47% | +14.96% | |
| 1Y Return | +13.54% | +22.39% | |
| 3Y Return (annualized) | - | +21.51% | |
| 5Y Return (annualized) | - | +12.36% | |
| Volatility (annualized) | 12.8% | 15.4% | |
| Max Drawdown | -18.2% | -56.6% | |
| Fund Family | Parnassus Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 12, 2024 | May 24, 2001 |
PRCS vs VTI Performance
Parnassus Core Select ETF (PRCS) is a ETF from Parnassus Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PRCS returned +13.54% while VTI returned +22.39%. Year to date, PRCS is up 10.47% versus a gain of 14.96% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 12.8% for PRCS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.2% for PRCS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PRCS charges 0.58% per year while VTI charges 0.03%. On a $10,000 position that is $58 vs $3 annually, a gap of $55 per year that compounds over a long holding period. On income, PRCS currently yields 0.12% against 1.07% for VTI.
Holdings Overlap
PRCS and VTI share 24 holdings out of 2784 unique holdings combined, representing a 25.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PRCS or VTI?
PRCS has an expense ratio of 0.58% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $55 per year of difference.
Which performed better, PRCS or VTI?
Over the past year PRCS returned +13.54% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), PRCS annualized +10.82% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, PRCS or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 12.8% for PRCS. Worst drawdown: PRCS -18.2% vs VTI -56.6%.
Should I hold both PRCS and VTI?
PRCS and VTI have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PRCS and VTI?
PRCS and VTI share 24 common holdings with a 25.1% weight overlap. Combined, they hold 2784 unique securities.
Which pays a higher dividend, PRCS or VTI?
PRCS yields 0.12% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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