PRCS vs VTI
Parnassus Core Select ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PRCS or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 59.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PRCS | VTI |
|---|---|---|
| Expense Ratio | 0.58% | 0.03%Best |
| AUM | $182M | $666.9B |
| Dividend Yield | 0.12% | 1.03% |
| Holdings | 25 | 3,543 |
| YTD Return | +6.98% | +13.14%Best |
| 1Y Return | +10.07% | +16.63%Best |
| 3Y Return (annualized) | - | +22.30% |
| 5Y Return (annualized) | - | +12.01% |
| Volatility (annualized) | 12.6%Best | 12.7% |
| Max Drawdown | -18.2%Best | -19.3% |
| $10,000 over 1.8 years | $11,511 | $12,913Best |
| Top 10 Weight | 59.1% | 33.3%Best |
| Fund Family | Parnassus Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Dec 12, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Dec 12, 2024 to Sep 23, 2026 (1.8 years).
PRCS vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.
PRCS vs VTI Performance
Parnassus Core Select ETF (PRCS) is an ETF from Parnassus Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PRCS returned +10.07% while VTI returned +16.63%. Year to date, PRCS is up 6.98% versus a gain of 13.14% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 12.6% for PRCS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.2% for PRCS and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PRCS charges 0.58% per year while VTI charges 0.03%. On a $10,000 position that is $58 vs $3 annually, a gap of $55 per year that compounds over a long holding period. On income, PRCS currently yields 0.12% against 1.03% for VTI.
Holdings Overlap
99.5% of PRCS's money is in holdings VTI also owns. 32.0% of VTI's money is in holdings PRCS also owns.
Most of PRCS is already inside VTI. Owning both mostly buys the same companies twice.
26 positions in common, counted across the 26 positions we hold weights for in PRCS and 3,463 in VTI, against full books of 25 and 3,543.
What only one of them owns
Measured across the 26 and 3,463 positions we hold weights for.
VTI holds 1,124 positions PRCS does not, 65.5% of the fund.
Largest: GOOG 2.31%, META 1.70%, JPM 1.31%, MU 1.29%, BRK.B 1.28%
Top Shared Holdings
| Stock | Weight in PRCS | Weight in VTI | Difference |
|---|---|---|---|
| MSFTMicrosoft Corp | 10.80% | 4.79% | 6.01% |
| NVDANvidia Corp | 8.10% | 6.40% | 1.70% |
| GOOGLAlphabet Inc,class A | 7.90% | 2.90% | 5.00% |
| AMZNAmazon.Com Inc | 6.60% | 3.65% | 2.95% |
| AAPLApple, Inc | 3.80% | 6.29% | 2.49% |
| DHRDanaher Corporation | 5.50% | 0.17% | 5.33% |
| AMATApplied Materials, Inc. | 4.30% | 0.56% | 3.74% |
| DEDeere & Co Sedol 2261203 | 4.60% | 0.21% | 4.39% |
| AVGOBroadcom Inc | 1.80% | 2.56% | 0.76% |
| WMWaste Mgmt | 4.20% | 0.13% | 4.07% |
99.5% of PRCS is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PRCS or VTI?
PRCS has an expense ratio of 0.58% while VTI charges 0.03%. VTI is the cheaper option, by $55 a year on a $10,000 investment.
Which performed better, PRCS or VTI?
Over the past year PRCS returned +10.07% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), PRCS annualized +8.13% vs +15.26% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PRCS or VTI?
VTI has been the more volatile fund at 12.7% annualized versus 12.6% for PRCS. Worst drawdown: PRCS -18.2% vs VTI -19.3%.
Should I hold both PRCS and VTI?
PRCS and VTI have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between PRCS and VTI?
99.5% of PRCS's money is in holdings VTI also owns. 32.0% of VTI's is in holdings PRCS also owns. They hold 26 positions in common, counted across the 26 positions we hold weights for in PRCS and 3,463 in VTI.
Which pays a higher dividend, PRCS or VTI?
PRCS yields 0.12% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than PRCS?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 59.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.