PRCS vs SPY

PRCS vs SPY

Which is better, PRCS or SPY?

Large Cap Growth against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y and the full window. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 59.1%.

Lower Fees: SPYHigher Returns: SPYLess Concentrated: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPRCSSPY
Expense Ratio0.58%0.09%Best
AUM$182M$804.7B
Dividend Yield0.12%0.98%
Holdings25505
YTD Return+6.98%+12.99%Best
1Y Return+10.07%+16.73%Best
3Y Return (annualized)-+22.52%
5Y Return (annualized)-+13.07%
Volatility (annualized)12.6%Tie12.6%Tie
Max Drawdown-18.2%Best-18.8%
$10,000 over 1.8 years$11,511$13,006Best
Top 10 Weight59.1%37.8%Best
Fund FamilyParnassus InvestmentsState Street Investment Management
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionDec 12, 2024Jan 22, 1993

Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Dec 12, 2024 to Sep 23, 2026 (1.8 years).

PRCS vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.

PRCS vs SPY Performance

Parnassus Core Select ETF (PRCS) is an ETF from Parnassus Investments and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year PRCS returned +10.07% while SPY returned +16.73%. Year to date, PRCS is up 6.98% versus a gain of 12.99% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PRCS and SPY have been equally volatile, both at 12.6% annualized.

The deepest peak-to-trough decline in our data was -18.2% for PRCS and -18.8% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PRCS charges 0.58% per year while SPY charges 0.09%. On a $10,000 position that is $58 vs $9 annually, a gap of $49 per year that compounds over a long holding period. On income, PRCS currently yields 0.12% against 0.98% for SPY.

Holdings Overlap

PRCS already in SPY99.5%
SPY already in PRCS36.2%

99.5% of PRCS's money is in holdings SPY also owns. 36.2% of SPY's money is in holdings PRCS also owns.

Most of PRCS is already inside SPY. Owning both mostly buys the same companies twice.

26 positions in common, counted across the 26 positions we hold weights for in PRCS and 504 in SPY, against full books of 25 and 505.

What only one of them owns

Measured across the 26 and 504 positions we hold weights for.

SPY holds 471 positions PRCS does not, 63.1% of the fund.

Largest: GOOG 2.39%, META 1.93%, MU 1.60%, TSLA 1.52%, JPM 1.45%

Top Shared Holdings

StockWeight in PRCSWeight in SPYDifference
MSFTMicrosoft Corp10.80%5.66%5.14%
NVDANvidia Corp8.10%8.01%0.09%
AAPLApple, Inc3.80%7.26%3.46%
GOOGLAlphabet Inc,class A7.90%2.99%4.91%
AMZNAmazon.Com Inc6.60%3.79%2.81%
DHRDanaher Corporation5.50%0.20%5.30%
DEDeere & Co Sedol 22612034.60%0.26%4.34%
AMATApplied Materials, Inc.4.30%0.53%3.77%
AVGOBroadcom Inc1.80%2.66%0.86%
WMWaste Mgmt4.20%0.12%4.08%

99.5% of PRCS is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

PRCSSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PRCS or SPY?

PRCS has an expense ratio of 0.58% while SPY charges 0.09%. SPY is the cheaper option, by $49 a year on a $10,000 investment.

Which performed better, PRCS or SPY?

Over the past year PRCS returned +10.07% vs +16.73% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (2 years), PRCS annualized +8.13% vs +15.72% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PRCS or SPY?

PRCS and SPY have been equally volatile, both at 12.6% annualized. Worst drawdown: PRCS -18.2% vs SPY -18.8%.

Should I hold both PRCS and SPY?

PRCS and SPY have a monthly-return correlation of 0.87, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between PRCS and SPY?

99.5% of PRCS's money is in holdings SPY also owns. 36.2% of SPY's is in holdings PRCS also owns. They hold 26 positions in common, counted across the 26 positions we hold weights for in PRCS and 504 in SPY.

Which pays a higher dividend, PRCS or SPY?

PRCS yields 0.12% while SPY yields 0.98%, so SPY currently pays the higher dividend yield.

Is SPY better than PRCS?

SPY has a lower expense ratio. SPY led over 1Y and the full window. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 59.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.