QARP vs SCHD
Xtrackers Russell 1000 US QARP ETF vs Schwab US Dividend Equity ETF
Which is better, QARP or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. QARP led over 3Y, 5Y and the full window, SCHD over 1Y. QARP is less concentrated, with 31.3% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QARP | SCHD |
|---|---|---|
| Expense Ratio | 0.19% | 0.06%Best |
| AUM | $77M | $108.9B |
| Dividend Yield | 0.99% | 3.00% |
| Holdings | 832 | 206 |
| YTD Return | +14.44% | +20.89%Best |
| 1Y Return | +18.69% | +23.87%Best |
| 3Y Return (annualized) | +19.23%Best | +16.42% |
| 5Y Return (annualized) | +12.82%Best | +9.40% |
| Volatility (annualized) | 16.3%Tie | 16.3%Tie |
| Max Drawdown | -35.9% | -33.4%Best |
| $10,000 over 5 years | $18,278Best | $15,671 |
| Top 10 Weight | 31.3%Best | 41.8% |
| Fund Family | Xtrackers ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Apr 4, 2018 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Apr 5, 2018 to Oct 2, 2026 (8.5 years).
QARP vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.5 years both funds cover.
QARP vs SCHD Performance
Xtrackers Russell 1000 US QARP ETF (QARP) is an ETF from Xtrackers ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year QARP returned +18.69% while SCHD returned +23.87%. Year to date, QARP is up 14.44% versus a gain of 20.89% for SCHD.
Over three years, QARP compounded at +19.23% per year against +16.42% for SCHD; over five years the annualized figures are +12.82% and +9.40% respectively. Across the full 9-year window we track, QARP has the edge at +13.34% annualized vs +11.03%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QARP and SCHD have been equally volatile, both at 16.3% annualized.
The deepest peak-to-trough decline in our data was -35.9% for QARP and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QARP charges 0.19% per year while SCHD charges 0.06%. On a $10,000 position that is $19 vs $6 annually, a gap of $13 per year that compounds over a long holding period. On income, QARP currently yields 0.99% against 3.00% for SCHD.
Holdings Overlap
14.4% of QARP's money is in holdings SCHD also owns. 82.4% of SCHD's money is in holdings QARP also owns.
Most of SCHD is already inside QARP. Owning both mostly buys the same companies twice.
41 positions in common, counted across the 414 positions we hold weights for in QARP and 99 in SCHD, against full books of 832 and 206.
What only one of them owns
Our book lists 57 positions for SCHD that do not appear in our book for QARP (17.6% of the fund), and 362 for QARP that do not appear in SCHD (83.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in QARP | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 1.14% | 4.77% | 3.63% |
| CVXChevron Corp | 1.12% | 4.29% | 3.17% |
| PGProcter & Gamble Company | 1.22% | 3.94% | 2.72% |
| ABTAbbott Laboratories | 0.63% | 4.44% | 3.81% |
| UNHUnitedhealth Group Incorporated | 1.15% | 3.82% | 2.67% |
| COPConocophillips Common Stock USD 0.01 | 0.77% | 4.19% | 3.42% |
| VZVerizon Communications Inc Vz | 0.83% | 4.12% | 3.29% |
| HDHome Depot Inc/The | 0.22% | 3.75% | 3.53% |
| PEPPepsico Inc. | 0.14% | 3.63% | 3.49% |
| MOAltria Group Inc. | 0.78% | 2.88% | 2.10% |
82.4% of SCHD is already inside QARP.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QARP or SCHD?
QARP has an expense ratio of 0.19% while SCHD charges 0.06%. SCHD is the cheaper option, by $13 a year on a $10,000 investment.
Which performed better, QARP or SCHD?
Over the past year QARP returned +18.69% vs +23.87% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), QARP annualized +13.34% vs +11.03% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QARP or SCHD?
QARP and SCHD have been equally volatile, both at 16.3% annualized. Worst drawdown: QARP -35.9% vs SCHD -33.4%.
Should I hold both QARP and SCHD?
QARP and SCHD have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QARP and SCHD?
82.4% of SCHD's money is in holdings QARP also owns. 82.4% of SCHD's is in holdings QARP also owns. They hold 41 positions in common, counted across the 414 positions we hold weights for in QARP and 99 in SCHD.
Which pays a higher dividend, QARP or SCHD?
QARP yields 0.99% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than QARP?
SCHD has a lower expense ratio. QARP led over 3Y, 5Y and the full window, SCHD over 1Y. QARP is less concentrated, with 31.3% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.