QARP vs VTI
Xtrackers Russell 1000 US QARP ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, QARP or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. QARP led over 1Y and 5Y, VTI over 3Y and the full window. The two have moved almost in lockstep, correlation 0.97.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QARP | VTI |
|---|---|---|
| Expense Ratio | 0.19% | 0.03%Best |
| AUM | $78M | $666.9B |
| Dividend Yield | 0.99% | 1.03% |
| Holdings | 417 | 3,543 |
| YTD Return | +13.96%Best | +11.65% |
| 1Y Return | +20.40%Best | +17.34% |
| 3Y Return (annualized) | +17.50% | +20.35%Best |
| 5Y Return (annualized) | +11.79%Best | +11.72% |
| Volatility (annualized) | 16.4%Best | 17.0% |
| Max Drawdown | -35.9% | -35.0%Best |
| $10,000 over 5 years | $17,459Best | $17,404 |
| Fund Family | Xtrackers ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Apr 4, 2018 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 5, 2018 to Sep 10, 2026 (8.4 years).
QARP vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.4 years both funds cover.
QARP vs VTI Performance
Xtrackers Russell 1000 US QARP ETF (QARP) is an ETF from Xtrackers ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year QARP returned +20.40% while VTI returned +17.34%. Year to date, QARP is up 13.96% versus a gain of 11.65% for VTI.
Over three years, QARP compounded at +17.50% per year against +20.35% for VTI; over five years the annualized figures are +11.79% and +11.72% respectively. Across the full 8-year window we track, VTI has the edge at +13.67% annualized vs +13.39%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 16.4% for QARP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.9% for QARP and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
QARP charges 0.19% per year while VTI charges 0.03%. On a $10,000 position that is $19 vs $3 annually, a gap of $16 per year that compounds over a long holding period. On income, QARP currently yields 0.99% against 1.03% for VTI.
Holdings Overlap
At least 95.9% of QARP's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of QARP is already inside VTI. Owning both mostly buys the same companies twice.
353 positions in common, counted across the 414 positions we hold weights for in QARP and 2,787 in VTI, against full books of 417 and 3,543.
Top Shared Holdings
| Stock | Weight in QARP | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 4.90% | 5.84% | 0.94% |
| NVDANvidia Corp. | 2.78% | 6.32% | 3.54% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 4.77% | 3.81% | 0.96% |
| AMZNAmazon.Com Inc | 2.17% | 3.17% | 1.00% |
| GOOGLAlphabet A Usd 0.001 | 1.87% | 2.88% | 1.01% |
| BRK.BBerkshire Hathaway B | 2.99% | 1.24% | 1.75% |
| METAMeta Platforms, Inc. | 3.84% | 0.00% | 3.84% |
| GOOGAlphabet Inc | 1.54% | 2.27% | 0.73% |
| XOMExxon Mobil Corp. | 2.44% | 0.78% | 1.66% |
| JNJJohnson & Johnson | 2.17% | 0.84% | 1.33% |
95.9% of QARP is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QARP or VTI?
QARP has an expense ratio of 0.19% while VTI charges 0.03%. VTI is the cheaper option, by $16 a year on a $10,000 investment.
Which performed better, QARP or VTI?
Over the past year QARP returned +20.40% vs +17.34% for VTI, so QARP leads on 1-year performance. Over the longest common window we track (8 years), QARP annualized +13.39% vs +13.67% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QARP or VTI?
VTI has been the more volatile fund at 17.0% annualized versus 16.4% for QARP. Worst drawdown: QARP -35.9% vs VTI -35.0%.
Should I hold both QARP and VTI?
QARP and VTI have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between QARP and VTI?
At least 95.9% of QARP's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 353 positions in common, counted across the 414 positions we hold weights for in QARP and 2,787 in VTI.
Which pays a higher dividend, QARP or VTI?
QARP yields 0.99% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than QARP?
VTI has a lower expense ratio. QARP led over 1Y and 5Y, VTI over 3Y and the full window. The two have moved almost in lockstep, correlation 0.97. Which one suits a particular account depends on what it is for. This is information, not a recommendation.