QARP vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricQARPVYMWinner
Expense Ratio0.19%0.04%
AUM$76M$79.0B
Dividend Yield1.05%2.86%
Holdings352568
YTD Return+15.58%+16.53%
1Y Return+24.43%+25.03%
3Y Return (annualized)+18.18%+18.54%
5Y Return (annualized)+12.11%+12.25%
Volatility (annualized)16.5%14.6%
Max Drawdown-35.9%-58.8%
Fund FamilyXtrackers ETFsVanguard (US)
CategoryEquityEquity
InceptionApr 4, 2018Nov 10, 2006

QARP vs VYM Performance

Xtrackers Russell 1000 US QARP ETF (QARP) is a ETF from Xtrackers ETFs and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year QARP returned +24.43% while VYM returned +25.03%. Year to date, QARP is up 15.58% versus a gain of 16.53% for VYM.

Over three years, QARP compounded at +18.18% per year against +18.54% for VYM; over five years the annualized figures are +12.11% and +12.25% respectively. Across the full 8-year window we track, QARP has the edge at +13.71% annualized vs +7.10%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QARP has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.9% for QARP and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

QARP charges 0.19% per year while VYM charges 0.04%. On a $10,000 position that is $19 vs $4 annually, a gap of $15 per year that compounds over a long holding period. On income, QARP currently yields 1.05% against 2.86% for VYM.

Holdings Overlap

31.4%overlap

QARP and VYM share 139 holdings out of 767 unique holdings combined, representing a 31.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QARPWeight in VYMDifference
WMT3.21%2.44%0.77%
JNJ2.23%2.62%0.39%
XOM1.40%2.83%1.43%
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Frequently Asked Questions

Which is cheaper, QARP or VYM?

QARP has an expense ratio of 0.19% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $15 per year of difference.

Which performed better, QARP or VYM?

Over the past year QARP returned +24.43% vs +25.03% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (8 years), QARP annualized +13.71% vs +7.10% for VYM. Past performance does not guarantee future results.

Which is riskier, QARP or VYM?

QARP has been the more volatile fund at 16.5% annualized versus 14.6% for VYM. Worst drawdown: QARP -35.9% vs VYM -58.8%.

Should I hold both QARP and VYM?

QARP and VYM have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between QARP and VYM?

QARP and VYM share 139 common holdings with a 31.4% weight overlap. Combined, they hold 767 unique securities.

Which pays a higher dividend, QARP or VYM?

QARP yields 1.05% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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