QQQ vs SFYF
Invesco QQQ Trust, Series 1 vs SoFi Social 50 ETF
Quick Verdict
QQQ has a lower expense ratio. SFYF delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | QQQ | SFYF | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.29% | |
| AUM | $496.3B | $43M | |
| Dividend Yield | 0.44% | 0.38% | |
| Holdings | 108 | 52 | |
| YTD Return | +16.64% | +13.63% | |
| 1Y Return | +27.27% | +29.49% | |
| 3Y Return (annualized) | +25.96% | +33.75% | |
| 5Y Return (annualized) | +14.54% | +11.43% | |
| Volatility (annualized) | 30.6% | 29.6% | |
| Max Drawdown | -83.0% | -56.1% | |
| Fund Family | Invesco (US) | SoFi | |
| Category | Equity | Equity | |
| Inception | Mar 10, 1999 | May 7, 2019 |
QQQ vs SFYF Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and SoFi Social 50 ETF (SFYF) is a ETF from SoFi. Over the past year QQQ returned +27.27% while SFYF returned +29.49%. Year to date, QQQ is up 16.64% versus a gain of 13.63% for SFYF.
Over three years, QQQ compounded at +25.96% per year against +33.75% for SFYF; over five years the annualized figures are +14.54% and +11.43% respectively. Across the full 7-year window we track, SFYF has the edge at +17.77% annualized vs +13.03%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 29.6% for SFYF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -56.1% for SFYF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QQQ charges 0.18% per year while SFYF charges 0.29%. On a $10,000 position that is $18 vs $29 annually, a gap of $11 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 0.38% for SFYF.
Holdings Overlap
QQQ and SFYF share 20 holdings out of 133 unique holdings combined, representing a 48.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQ or SFYF?
QQQ has an expense ratio of 0.18% while SFYF charges 0.29%. QQQ is the cheaper option. On a $10,000 investment, that is $11 per year of difference.
Which performed better, QQQ or SFYF?
Over the past year QQQ returned +27.27% vs +29.49% for SFYF, so SFYF leads on 1-year performance. Over the longest common window we track (7 years), QQQ annualized +13.03% vs +17.77% for SFYF. Past performance does not guarantee future results.
Which is riskier, QQQ or SFYF?
QQQ has been the more volatile fund at 30.6% annualized versus 29.6% for SFYF. Worst drawdown: QQQ -83.0% vs SFYF -56.1%.
Should I hold both QQQ and SFYF?
QQQ and SFYF have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQ and SFYF?
QQQ and SFYF share 20 common holdings with a 48.3% weight overlap. Combined, they hold 133 unique securities.
Which pays a higher dividend, QQQ or SFYF?
QQQ yields 0.44% while SFYF yields 0.38%, so QQQ currently pays the higher dividend yield.
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