QQQ vs SFYF
Invesco QQQ Trust, Series 1 vs SoFi Social 50 ETF
Which is better, QQQ or SFYF?
Each has led over a different period.
QQQ has a lower expense ratio. QQQ led over 1Y, 5Y and the full window, SFYF over 3Y. QQQ is less concentrated, with 47.2% of the fund in its ten largest positions against 52.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | SFYF |
|---|---|---|
| Expense Ratio | 0.18%Best | 0.29% |
| AUM | $498.6B | $43M |
| Dividend Yield | 0.42% | 0.35% |
| Holdings | 321 | 51 |
| YTD Return | +22.67%Best | +17.61% |
| 1Y Return | +24.33%Best | +19.18% |
| 3Y Return (annualized) | +29.05% | +36.93%Best |
| 5Y Return (annualized) | +17.00%Best | +13.12% |
| Volatility (annualized) | 20.2%Best | 29.2% |
| Max Drawdown | -35.1%Best | -56.1% |
| $10,000 over 5 years | $21,924Best | $18,522 |
| Top 10 Weight | 47.2%Best | 52.6% |
| Fund Family | Invesco (US) | SoFi |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Growth |
| Inception | Mar 10, 1999 | May 7, 2019 |
Volatility and max drawdown are measured over the window both funds cover: May 8, 2019 to Oct 2, 2026 (7.4 years).
QQQ vs SFYF growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.4 years both funds cover.
QQQ vs SFYF Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and SoFi Social 50 ETF (SFYF) is an ETF from SoFi. Over the past year QQQ returned +24.33% while SFYF returned +19.18%. Year to date, QQQ is up 22.67% versus a gain of 17.61% for SFYF.
Over three years, QQQ compounded at +29.05% per year against +36.93% for SFYF; over five years the annualized figures are +17.00% and +13.12% respectively. Across the full 7-year window we track, QQQ has the edge at +21.28% annualized vs +18.02%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SFYF has been the more volatile fund, with annualized monthly volatility of 29.2% compared with 20.2% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.1% for QQQ and -56.1% for SFYF. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QQQ charges 0.18% per year while SFYF charges 0.29%. On a $10,000 position that is $18 vs $29 annually, a gap of $11 per year that compounds over a long holding period. On income, QQQ currently yields 0.42% against 0.35% for SFYF.
Holdings Overlap
59.1% of QQQ's money is in holdings SFYF also owns. 68.2% of SFYF's money is in holdings QQQ also owns.
The two portfolios partly overlap.
19 positions in common, counted across the 102 positions we hold weights for in QQQ and 51 in SFYF, against full books of 321 and 51.
What only one of them owns
Our book lists 29 positions for SFYF that do not appear in our book for QQQ (29.1% of the fund), and 78 for QQQ that do not appear in SFYF (39.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in QQQ | Weight in SFYF | Difference |
|---|---|---|---|
| NVDANvidia Corp | 8.45% | 7.19% | 1.26% |
| TSLATesla Inc | 2.92% | 9.55% | 6.63% |
| AMZNAmazon.Com Inc | 4.41% | 7.95% | 3.54% |
| AAPLApple, Inc | 7.80% | 4.01% | 3.79% |
| MSFTMicrosoft Corp | 5.88% | 3.73% | 2.15% |
| MUMicron Technology, Inc. | 4.85% | 3.89% | 0.96% |
| AMDAdvanced Micro Devices Inc | 3.71% | 4.19% | 0.48% |
| GOOGLAlphabet Inc,class A | 3.15% | 3.81% | 0.66% |
| METAMeta Platforms Inc | 3.07% | 3.23% | 0.16% |
| SPCXSpace Exploration Technologies | 1.28% | 4.02% | 2.74% |
68.2% of SFYF is already inside QQQ.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or SFYF?
QQQ has an expense ratio of 0.18% while SFYF charges 0.29%. QQQ is the cheaper option, by $11 a year on a $10,000 investment.
Which performed better, QQQ or SFYF?
Over the past year QQQ returned +24.33% vs +19.18% for SFYF, so QQQ leads on 1-year performance. Over the longest common window we track (7 years), QQQ annualized +21.28% vs +18.02% for SFYF. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQ or SFYF?
SFYF has been the more volatile fund at 29.2% annualized versus 20.2% for QQQ. Worst drawdown: QQQ -35.1% vs SFYF -56.1%.
Should I hold both QQQ and SFYF?
QQQ and SFYF have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QQQ and SFYF?
68.2% of SFYF's money is in holdings QQQ also owns. 68.2% of SFYF's is in holdings QQQ also owns. They hold 19 positions in common, counted across the 102 positions we hold weights for in QQQ and 51 in SFYF.
Which pays a higher dividend, QQQ or SFYF?
QQQ yields 0.42% while SFYF yields 0.35%, so QQQ currently pays the higher dividend yield.
Is SFYF better than QQQ?
QQQ has a lower expense ratio. QQQ led over 1Y, 5Y and the full window, SFYF over 3Y. QQQ is less concentrated, with 47.2% of the fund in its ten largest positions against 52.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.