SFYF vs VYM
SoFi Social 50 ETF vs Vanguard High Dividend Yield ETF
Which is better, SFYF or VYM?
Large Cap Growth against Large Cap Value.
VYM has a lower expense ratio. SFYF led over 1Y, 3Y, 5Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 52.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SFYF | VYM |
|---|---|---|
| Expense Ratio | 0.29% | 0.04%Best |
| AUM | $43M | $83.1B |
| Dividend Yield | 0.35% | 2.22% |
| Holdings | 51 | 608 |
| YTD Return | +16.24%Best | +9.22% |
| 1Y Return | +17.78%Best | +12.81% |
| 3Y Return (annualized) | +35.21%Best | +18.21% |
| 5Y Return (annualized) | +12.25%Best | +11.39% |
| Volatility (annualized) | 29.2% | 15.2%Best |
| Max Drawdown | -56.1% | -35.7%Best |
| $10,000 over 5 years | $17,821Best | $17,149 |
| Top 10 Weight | 52.6% | 26.1%Best |
| Fund Family | SoFi | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | May 7, 2019 | Nov 10, 2006 |
Volatility and max drawdown are measured over the window both funds cover: May 8, 2019 to Oct 1, 2026 (7.4 years).
SFYF vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.4 years both funds cover.
SFYF vs VYM Performance
SoFi Social 50 ETF (SFYF) is an ETF from SoFi and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year SFYF returned +17.78% while VYM returned +12.81%. Year to date, SFYF is up 16.24% versus a gain of 9.22% for VYM.
Over three years, SFYF compounded at +35.21% per year against +18.21% for VYM; over five years the annualized figures are +12.25% and +11.39% respectively. Across the full 7-year window we track, SFYF has the edge at +17.84% annualized vs +10.76%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SFYF has been the more volatile fund, with annualized monthly volatility of 29.2% compared with 15.2% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.1% for SFYF and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SFYF charges 0.29% per year while VYM charges 0.04%. On a $10,000 position that is $29 vs $4 annually, a gap of $25 per year that compounds over a long holding period. On income, SFYF currently yields 0.35% against 2.22% for VYM.
Holdings Overlap
11.8% of SFYF's money is in holdings VYM also owns. 20.1% of VYM's money is in holdings SFYF also owns.
VYM and SFYF share little of their money.
14 positions in common, counted across the 51 positions we hold weights for in SFYF and 557 in VYM, against full books of 51 and 608.
What only one of them owns
Our book lists 514 positions for VYM that do not appear in our book for SFYF (76.9% of the fund), and 33 for SFYF that do not appear in VYM (84.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SFYF | Weight in VYM | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 1.97% | 7.35% | 5.38% |
| XOMExxon Mobil Corp. | 1.02% | 2.63% | 1.61% |
| JNJJohnson & Johnson - Common | 0.64% | 2.51% | 1.87% |
| KOCoca Cola Co. | 1.22% | 1.38% | 0.16% |
| CVXChevron Corp | 0.91% | 1.48% | 0.57% |
| DISWalt Disney Co | 1.11% | 0.69% | 0.42% |
| ORCLOracle Corp - Common | 0.86% | 0.90% | 0.04% |
| PFEPfizer Inc | 0.92% | 0.58% | 0.34% |
| VZVerizon Communications Inc Vz | 0.37% | 0.80% | 0.43% |
| NKENike Inc | 0.92% | 0.20% | 0.72% |
20.1% of VYM is already inside SFYF.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SFYF or VYM?
SFYF has an expense ratio of 0.29% while VYM charges 0.04%. VYM is the cheaper option, by $25 a year on a $10,000 investment.
Which performed better, SFYF or VYM?
Over the past year SFYF returned +17.78% vs +12.81% for VYM, so SFYF leads on 1-year performance. Over the longest common window we track (7 years), SFYF annualized +17.84% vs +10.76% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SFYF or VYM?
SFYF has been the more volatile fund at 29.2% annualized versus 15.2% for VYM. Worst drawdown: SFYF -56.1% vs VYM -35.7%.
Should I hold both SFYF and VYM?
SFYF and VYM have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SFYF and VYM?
20.1% of VYM's money is in holdings SFYF also owns. 20.1% of VYM's is in holdings SFYF also owns. They hold 14 positions in common, counted across the 51 positions we hold weights for in SFYF and 557 in VYM.
Which pays a higher dividend, SFYF or VYM?
SFYF yields 0.35% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than SFYF?
VYM has a lower expense ratio. SFYF led over 1Y, 3Y, 5Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 52.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.