QQQ vs SFYI

QQQ vs SFYI
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Quick Verdict

QQQ has a lower expense ratio. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: TiedMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQSFYIWinner
Expense Ratio0.18%0.72%
AUM$496.3B$2M
Dividend Yield0.44%0.00%
Holdings10851
YTD Return+16.19%+1.96%
1Y Return+25.22%-
3Y Return (annualized)+25.47%-
5Y Return (annualized)+14.34%-
Volatility (annualized)30.6%-
Max Drawdown-83.0%-7.7%
Fund FamilyInvesco (US)SoFi
CategoryEquityEquity
InceptionMar 10, 1999Jul 6, 2026

QQQ vs SFYI Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and SoFi Social 50 Income ETF (SFYI) is a ETF from SoFi. Year to date, QQQ is up 16.19% versus a gain of 1.96% for SFYI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -7.7% for SFYI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

QQQ charges 0.18% per year while SFYI charges 0.72%. On a $10,000 position that is $18 vs $72 annually, a gap of $54 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 0.00% for SFYI.

Holdings Overlap

39.8%overlap

QQQ and SFYI share 17 holdings out of 135 unique holdings combined, representing a 39.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in SFYIDifference
NVDA8.44%7.27%1.17%
TSLA2.56%9.32%6.76%
AAPL7.27%4.05%3.22%
MSFTProProPro
MUProProPro
GOOGLProProPro
METAProProPro
AVGOProProPro
PLTRProProPro
COSTProProPro
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Frequently Asked Questions

Which is cheaper, QQQ or SFYI?

QQQ has an expense ratio of 0.18% while SFYI charges 0.72%. QQQ is the cheaper option. On a $10,000 investment, that is $54 per year of difference.

What is the holdings overlap between QQQ and SFYI?

QQQ and SFYI share 17 common holdings with a 39.8% weight overlap. Combined, they hold 135 unique securities.

Which pays a higher dividend, QQQ or SFYI?

QQQ yields 0.44% while SFYI yields 0.00%, so QQQ currently pays the higher dividend yield.

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