QQQ vs SFYI

QQQ vs SFYI

Which is better, QQQ or SFYI?

Large Cap Growth against Large Cap Blend.

QQQ has a lower expense ratio. QQQ is less concentrated, with 47.2% of the fund in its ten largest positions against 52.1%.

Lower Fees: QQQLess Concentrated: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQSFYI
Expense Ratio0.18%Best0.72%
AUM$498.6B$2M
Dividend Yield0.42%2.03%
Holdings32151
YTD Return+22.35%Best+6.35%
1Y Return+22.84%-
3Y Return (annualized)+27.55%-
5Y Return (annualized)+16.36%-
Top 10 Weight47.2%Best52.1%
Fund FamilyInvesco (US)SoFi
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionMar 10, 1999Jul 6, 2026

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

QQQ vs SFYI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

QQQ vs SFYI Performance

Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and SoFi Social 50 Income ETF (SFYI) is an ETF from SoFi. Year to date, QQQ is up 22.35% versus a gain of 6.35% for SFYI.

Past performance does not guarantee future results.

Fees and Cost Over Time

QQQ charges 0.18% per year while SFYI charges 0.72%. On a $10,000 position that is $18 vs $72 annually, a gap of $54 per year that compounds over a long holding period. On income, QQQ currently yields 0.42% against 2.03% for SFYI.

Holdings Overlap

QQQ already in SFYI54.7%
SFYI already in QQQ60.0%

54.7% of QQQ's money is in holdings SFYI also owns. 60.0% of SFYI's money is in holdings QQQ also owns.

The two portfolios partly overlap.

18 positions in common, counted across the 102 positions we hold weights for in QQQ and 51 in SFYI, against full books of 321 and 51.

What only one of them owns

Our book lists 29 positions for SFYI that do not appear in our book for QQQ (29.4% of the fund), and 79 for QQQ that do not appear in SFYI (43.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in QQQWeight in SFYIDifference
NVDANvidia Corp8.45%7.18%1.27%
TSLATesla Inc2.92%9.14%6.22%
AAPLApple, Inc7.80%4.12%3.68%
MSFTMicrosoft Corp5.88%3.90%1.98%
MUMicron Technology, Inc.4.85%3.77%1.08%
AMDAdvanced Micro Devices Inc3.71%3.81%0.10%
GOOGLAlphabet Inc,class A3.15%3.98%0.83%
METAMeta Platforms Inc3.07%3.36%0.29%
PLTRPalantir Technologies Inc1.69%3.68%1.99%
SPCXSpace Exploration Technologies1.28%3.83%2.55%

60.0% of SFYI is already inside QQQ.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

QQQSFYI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QQQ or SFYI?

QQQ has an expense ratio of 0.18% while SFYI charges 0.72%. QQQ is the cheaper option, by $54 a year on a $10,000 investment.

What is the holdings overlap between QQQ and SFYI?

60.0% of SFYI's money is in holdings QQQ also owns. 60.0% of SFYI's is in holdings QQQ also owns. They hold 18 positions in common, counted across the 102 positions we hold weights for in QQQ and 51 in SFYI.

Which pays a higher dividend, QQQ or SFYI?

QQQ yields 0.42% while SFYI yields 2.03%, so SFYI currently pays the higher dividend yield.

Is SFYI better than QQQ?

QQQ has a lower expense ratio. QQQ is less concentrated, with 47.2% of the fund in its ten largest positions against 52.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.