SFYI vs VYM

SFYI vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricSFYIVYMWinner
Expense Ratio0.72%0.04%
AUM$2M$81.6B
Dividend Yield0.00%2.24%
Holdings51616
YTD Return+2.44%+15.34%
1Y Return-+23.24%
3Y Return (annualized)-+19.22%
5Y Return (annualized)-+12.21%
Volatility (annualized)-14.6%
Max Drawdown-7.7%-58.8%
Fund FamilySoFiVanguard (US)
CategoryEquityEquity
InceptionJul 6, 2026Nov 10, 2006

SFYI vs VYM Performance

SoFi Social 50 Income ETF (SFYI) is a ETF from SoFi and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, SFYI is up 2.44% versus a gain of 15.34% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -7.7% for SFYI and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SFYI charges 0.72% per year while VYM charges 0.04%. On a $10,000 position that is $72 vs $4 annually, a gap of $68 per year that compounds over a long holding period. On income, SFYI currently yields 0.00% against 2.24% for VYM.

Holdings Overlap

9.8%overlap

SFYI and VYM share 13 holdings out of 640 unique holdings combined, representing a 9.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SFYIWeight in VYMDifference
AVGO1.93%7.29%5.36%
UNH2.23%1.56%0.67%
XOM1.01%2.36%1.35%
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Frequently Asked Questions

Which is cheaper, SFYI or VYM?

SFYI has an expense ratio of 0.72% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $68 per year of difference.

What is the holdings overlap between SFYI and VYM?

SFYI and VYM share 13 common holdings with a 9.8% weight overlap. Combined, they hold 640 unique securities.

Which pays a higher dividend, SFYI or VYM?

SFYI yields 0.00% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

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