SFYI vs VYM
SoFi Social 50 Income ETF vs Vanguard High Dividend Yield ETF
Which is better, SFYI or VYM?
Large Cap Blend against Large Cap Value.
VYM has a lower expense ratio. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 51.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SFYI | VYM |
|---|---|---|
| Expense Ratio | 0.72% | 0.04%Best |
| AUM | $2M | $81.6B |
| Dividend Yield | 2.03% | 2.22% |
| Holdings | 51 | 613 |
| YTD Return | +3.09% | +13.91%Best |
| 1Y Return | - | +17.57% |
| 3Y Return (annualized) | - | +18.12% |
| 5Y Return (annualized) | - | +12.17% |
| Top 10 Weight | 51.1% | 25.9%Best |
| Fund Family | SoFi | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jul 6, 2026 | Nov 10, 2006 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
SFYI vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SFYI vs VYM Performance
SoFi Social 50 Income ETF (SFYI) is an ETF from SoFi and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Year to date, SFYI is up 3.09% versus a gain of 13.91% for VYM.
Past performance does not guarantee future results.
Fees and Cost Over Time
SFYI charges 0.72% per year while VYM charges 0.04%. On a $10,000 position that is $72 vs $4 annually, a gap of $68 per year that compounds over a long holding period. On income, SFYI currently yields 2.03% against 2.22% for VYM.
Holdings Overlap
12.1% of SFYI's money is in holdings VYM also owns. 20.2% of VYM's money is in holdings SFYI also owns.
VYM and SFYI share little of their money.
13 positions in common, counted across the 50 positions we hold weights for in SFYI and 603 in VYM, against full books of 51 and 613.
What only one of them owns
Our book lists 555 positions for VYM that do not appear in our book for SFYI (77.3% of the fund), and 29 for SFYI that do not appear in VYM (69.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SFYI | Weight in VYM | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 1.93% | 7.29% | 5.36% |
| UNHUnitedhealth Group Inc. | 2.23% | 1.56% | 0.67% |
| XOMExxon Mobil Corp. | 1.01% | 2.36% | 1.35% |
| JNJJohnson & Johnson | 0.68% | 2.54% | 1.86% |
| KOCoca Cola Co. | 1.21% | 1.31% | 0.10% |
| CVXChevron Corp. | 0.85% | 1.28% | 0.43% |
| ORCLOracle Corp. | 0.53% | 1.04% | 0.51% |
| PFEPfizer, Inc. | 1.00% | 0.57% | 0.43% |
| VZVerizon Communications, Inc. | 0.38% | 0.74% | 0.36% |
| NKENike Inc | 0.89% | 0.20% | 0.69% |
20.2% of VYM is already inside SFYI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SFYI or VYM?
SFYI has an expense ratio of 0.72% while VYM charges 0.04%. VYM is the cheaper option, by $68 a year on a $10,000 investment.
What is the holdings overlap between SFYI and VYM?
20.2% of VYM's money is in holdings SFYI also owns. 20.2% of VYM's is in holdings SFYI also owns. They hold 13 positions in common, counted across the 50 positions we hold weights for in SFYI and 603 in VYM.
Which pays a higher dividend, SFYI or VYM?
SFYI yields 2.03% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than SFYI?
VYM has a lower expense ratio. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 51.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.