IVV vs SFYI
iShares Core S&P 500 ETF vs SoFi Social 50 Income ETF
Which is better, IVV or SFYI?
IVV costs less.
IVV has a lower expense ratio. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 51.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | SFYI |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.72% |
| AUM | $876.4B | $2M |
| Dividend Yield | 1.06% | 2.03% |
| Holdings | 508 | 51 |
| YTD Return | +12.51%Best | +3.09% |
| 1Y Return | +17.57% | - |
| 3Y Return (annualized) | +21.27% | - |
| 5Y Return (annualized) | +12.95% | - |
| Top 10 Weight | 37.9%Best | 51.1% |
| Fund Family | iShares by BlackRock (US) | SoFi |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 15, 2000 | Jul 6, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
IVV vs SFYI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IVV vs SFYI Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and SoFi Social 50 Income ETF (SFYI) is an ETF from SoFi. Year to date, IVV is up 12.51% versus a gain of 3.09% for SFYI.
Past performance does not guarantee future results.
Fees and Cost Over Time
IVV charges 0.03% per year while SFYI charges 0.72%. On a $10,000 position that is $3 vs $72 annually, a gap of $69 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 2.03% for SFYI.
Holdings Overlap
42.8% of IVV's money is in holdings SFYI also owns. 72.9% of SFYI's money is in holdings IVV also owns.
Most of SFYI is already inside IVV. Owning both mostly buys the same companies twice.
33 positions in common, counted across the 505 positions we hold weights for in IVV and 50 in SFYI, against full books of 508 and 51.
What only one of them owns
Our book lists 9 positions for SFYI that do not appear in our book for IVV (8.8% of the fund), and 462 for IVV that do not appear in SFYI (56.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in SFYI | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 7.98% | 7.27% | 0.71% |
| AAPLApple, Inc | 6.86% | 4.05% | 2.81% |
| TSLATesla Inc | 1.36% | 9.32% | 7.96% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 5.44% | 3.49% | 1.95% |
| GOOGLAlphabet A Usd 0.001 | 3.19% | 3.93% | 0.74% |
| BRK.BBerkshire Hathaway B | 1.43% | 4.37% | 2.94% |
| MUMicron Technology, Inc. | 1.51% | 3.92% | 2.41% |
| METAMeta Platforms, Inc. | 1.94% | 3.14% | 1.20% |
| AVGOBroadcom Inc | 2.98% | 1.93% | 1.05% |
| PLTRPalantir Technologies Inc | 0.55% | 3.49% | 2.94% |
72.9% of SFYI is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or SFYI?
IVV has an expense ratio of 0.03% while SFYI charges 0.72%. IVV is the cheaper option, by $69 a year on a $10,000 investment.
What is the holdings overlap between IVV and SFYI?
72.9% of SFYI's money is in holdings IVV also owns. 72.9% of SFYI's is in holdings IVV also owns. They hold 33 positions in common, counted across the 505 positions we hold weights for in IVV and 50 in SFYI.
Which pays a higher dividend, IVV or SFYI?
IVV yields 1.06% while SFYI yields 2.03%, so SFYI currently pays the higher dividend yield.
Is SFYI better than IVV?
IVV has a lower expense ratio. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 51.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.