QQQI vs VTI
NEOS Nasdaq-100 High Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, QQQI or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 47.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQI | VTI |
|---|---|---|
| Expense Ratio | 0.68% | 0.03%Best |
| AUM | $14.3B | $689.2B |
| Dividend Yield | 14.78% | 1.06% |
| Holdings | 124 | 3,542 |
| YTD Return | +6.25% | +10.82%Best |
| 1Y Return | +5.96% | +11.60%Best |
| 3Y Return (annualized) | - | +20.95% |
| 5Y Return (annualized) | - | +10.57% |
| Volatility (annualized) | 13.0% | 12.1%Best |
| Max Drawdown | -20.0% | -19.3%Best |
| $10,000 over 2.8 years | $14,941 | $15,722Best |
| Top 10 Weight | 47.0% | 34.6%Best |
| Fund Family | NEOS | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 30, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Jan 30, 2024 to Nov 10, 2026 (2.8 years).
QQQI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.
QQQI vs VTI Performance
NEOS Nasdaq-100 High Income ETF (QQQI) is an ETF from NEOS and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year QQQI returned +5.96% while VTI returned +11.60%. Year to date, QQQI is up 6.25% versus a gain of 10.82% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQI has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 12.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.0% for QQQI and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QQQI charges 0.68% per year while VTI charges 0.03%. On a $10,000 position that is $68 vs $3 annually, a gap of $65 per year that compounds over a long holding period. On income, QQQI currently yields 14.78% against 1.06% for VTI.
Holdings Overlap
95.3% of QQQI's money is in holdings VTI also owns. 49.9% of VTI's money is in holdings QQQI also owns.
Most of QQQI is already inside VTI. Owning both mostly buys the same companies twice.
91 positions in common, counted across the 101 positions we hold weights for in QQQI and 3,464 in VTI, against full books of 124 and 3,542.
What only one of them owns
Our book lists 1,038 positions for VTI that do not appear in our book for QQQI (47.0% of the fund), and 4 for QQQI that do not appear in VTI (1.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in QQQI | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 8.25% | 7.13% | 1.12% |
| AAPLApple Inc | 7.76% | 6.63% | 1.13% |
| MSFTMicrosoft Corp | 6.03% | 5.19% | 0.84% |
| AMZNAmazon.Com Inc | 4.25% | 3.30% | 0.95% |
| MUMicron Technology, Inc. | 4.42% | 1.64% | 2.78% |
| GOOGLAlphabet Inc | 3.15% | 2.76% | 0.39% |
| METAMeta Platforms Inc | 3.40% | 2.18% | 1.22% |
| AMDAdvanced Micro Devices Inc | 4.00% | 1.36% | 2.64% |
| GOOGAlphabet Inc. C | 2.92% | 2.18% | 0.74% |
| AVGOBroadcom Inc | 2.56% | 2.28% | 0.28% |
95.3% of QQQI is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQI or VTI?
QQQI has an expense ratio of 0.68% while VTI charges 0.03%. VTI is the cheaper option, by $65 a year on a $10,000 investment.
Which performed better, QQQI or VTI?
Over the past year QQQI returned +5.96% vs +11.60% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQI or VTI?
QQQI has been the more volatile fund at 13.0% annualized versus 12.1% for VTI. Worst drawdown: QQQI -20.0% vs VTI -19.3%.
Should I hold both QQQI and VTI?
QQQI and VTI have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QQQI and VTI?
95.3% of QQQI's money is in holdings VTI also owns. 49.9% of VTI's is in holdings QQQI also owns. They hold 91 positions in common, counted across the 101 positions we hold weights for in QQQI and 3,464 in VTI.
Which pays a higher dividend, QQQI or VTI?
QQQI yields 14.78% while VTI yields 1.06%, so QQQI currently pays the higher dividend yield.
Is VTI better than QQQI?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 47.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.