QQQI vs VTI
NEOS Nasdaq-100 High Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | QQQI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.68% | 0.03% | |
| AUM | $14.2B | $666.9B | |
| Dividend Yield | 14.38% | 1.07% | |
| Holdings | 106 | 3,543 | |
| YTD Return | +9.52% | +13.14% | |
| 1Y Return | +18.45% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 12.6% | 15.3% | |
| Max Drawdown | -20.0% | -56.6% | |
| Fund Family | NEOS | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 30, 2024 | May 24, 2001 |
QQQI vs VTI Performance
NEOS Nasdaq-100 High Income ETF (QQQI) is a ETF from NEOS and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year QQQI returned +18.45% while VTI returned +22.35%. Year to date, QQQI is up 9.52% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.6% for QQQI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.0% for QQQI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
QQQI charges 0.68% per year while VTI charges 0.03%. On a $10,000 position that is $68 vs $3 annually, a gap of $65 per year that compounds over a long holding period. On income, QQQI currently yields 14.38% against 1.07% for VTI.
Holdings Overlap
QQQI and VTI share 89 holdings out of 2801 unique holdings combined, representing a 47.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQI or VTI?
QQQI has an expense ratio of 0.68% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $65 per year of difference.
Which performed better, QQQI or VTI?
Over the past year QQQI returned +18.45% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), QQQI annualized +18.26% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, QQQI or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 12.6% for QQQI. Worst drawdown: QQQI -20.0% vs VTI -56.6%.
Should I hold both QQQI and VTI?
QQQI and VTI have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between QQQI and VTI?
QQQI and VTI share 89 common holdings with a 47.0% weight overlap. Combined, they hold 2801 unique securities.
Which pays a higher dividend, QQQI or VTI?
QQQI yields 14.38% while VTI yields 1.07%, so QQQI currently pays the higher dividend yield.
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