QQQX vs VTI
Nuveen NASDAQ 100 Dynamic Overwrite Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, QQQX or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. QQQX led over 1Y, VTI over 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 55.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQX | VTI |
|---|---|---|
| Expense Ratio | 0.92% | 0.03%Best |
| AUM | $1.6B | $690.1B |
| Dividend Yield | 7.75% | 1.03% |
| Holdings | 286 | 3,524 |
| YTD Return | +15.73%Best | +13.35% |
| 1Y Return | +21.86%Best | +15.92% |
| 3Y Return (annualized) | +20.81% | +23.41%Best |
| 5Y Return (annualized) | +10.25% | +12.83%Best |
| Volatility (annualized) | 20.1% | 15.9%Best |
| Max Drawdown | -63.4% | -56.6%Best |
| $10,000 over 5 years | $16,289 | $18,286Best |
| Top 10 Weight | 55.2% | 33.3%Best |
| Fund Family | Nuveen | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Jan 30, 2007 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jan 26, 2007 to Oct 2, 2026 (19.7 years).
QQQX vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.7 years both funds cover.
QQQX vs VTI Performance
Nuveen NASDAQ 100 Dynamic Overwrite Fund (QQQX) is an ETF from Nuveen and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year QQQX returned +21.86% while VTI returned +15.92%. Year to date, QQQX is up 15.73% versus a gain of 13.35% for VTI.
Over three years, QQQX compounded at +20.81% per year against +23.41% for VTI; over five years the annualized figures are +10.25% and +12.83% respectively. Across the full 20-year window we track, VTI has the edge at +9.35% annualized vs +4.55%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQX has been the more volatile fund, with annualized monthly volatility of 20.1% compared with 15.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -63.4% for QQQX and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QQQX charges 0.92% per year while VTI charges 0.03%. On a $10,000 position that is $92 vs $3 annually, a gap of $89 per year that compounds over a long holding period. On income, QQQX currently yields 7.75% against 1.03% for VTI.
Holdings Overlap
93.7% of QQQX's money is in holdings VTI also owns. 49.6% of VTI's money is in holdings QQQX also owns.
Most of QQQX is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 182 days apart, QQQX as of Jan 30, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
248 positions in common, counted across the 261 positions we hold weights for in QQQX and 3,463 in VTI, against full books of 286 and 3,524.
What only one of them owns
Our book lists 961 positions for VTI that do not appear in our book for QQQX (48.0% of the fund), and 6 for QQQX that do not appear in VTI (1.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in QQQX | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 10.24% | 6.40% | 3.84% |
| AAPLApple, Inc | 8.83% | 6.29% | 2.54% |
| MSFTMicrosoft Corp | 7.86% | 4.79% | 3.07% |
| AMZNAmazon.Com Inc | 5.03% | 3.65% | 1.38% |
| GOOGAlphabet Inc. C | 5.23% | 2.31% | 2.92% |
| AVGOBroadcom Inc | 4.31% | 2.56% | 1.75% |
| METAMeta Platforms Inc | 3.71% | 1.70% | 2.01% |
| TSLATesla Inc | 3.95% | 1.22% | 2.73% |
| AMATApplied Materials, Inc. | 3.51% | 0.56% | 2.95% |
| AMDAdvanced Micro Devices Inc | 2.49% | 1.08% | 1.41% |
93.7% of QQQX is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQX or VTI?
QQQX has an expense ratio of 0.92% while VTI charges 0.03%. VTI is the cheaper option, by $89 a year on a $10,000 investment.
Which performed better, QQQX or VTI?
Over the past year QQQX returned +21.86% vs +15.92% for VTI, so QQQX leads on 1-year performance. Over the longest common window we track (20 years), QQQX annualized +4.55% vs +9.35% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQX or VTI?
QQQX has been the more volatile fund at 20.1% annualized versus 15.9% for VTI. Worst drawdown: QQQX -63.4% vs VTI -56.6%.
Should I hold both QQQX and VTI?
QQQX and VTI have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QQQX and VTI?
93.7% of QQQX's money is in holdings VTI also owns. 49.6% of VTI's is in holdings QQQX also owns. They hold 248 positions in common, counted across the 261 positions we hold weights for in QQQX and 3,463 in VTI.
Which pays a higher dividend, QQQX or VTI?
QQQX yields 7.75% while VTI yields 1.03%, so QQQX currently pays the higher dividend yield.
Is VTI better than QQQX?
VTI has a lower expense ratio. QQQX led over 1Y, VTI over 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 55.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.