QTR vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. QTR offers more diversification with 101 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: QTR

Side-by-Side Comparison

MetricQTRSCHDWinner
Expense Ratio0.25%0.06%
AUM$8M$103.7B
Dividend Yield16.06%3.31%
Holdings105104
YTD Return+13.38%+24.26%
1Y Return+20.71%+31.38%
3Y Return (annualized)+19.84%+15.08%
5Y Return (annualized)+10.98%+9.72%
Volatility (annualized)18.8%13.6%
Max Drawdown-31.7%-33.4%
Fund FamilyGLOBALXETFSCharles Schwab Asset Management
CategoryEquityEquity
InceptionAug 25, 2021Oct 20, 2011

QTR vs SCHD Performance

Global X NASDAQ 100 Tail Risk ETF (QTR) is a ETF from GLOBALXETFS and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year QTR returned +20.71% while SCHD returned +31.38%. Year to date, QTR is up 13.38% versus a gain of 24.26% for SCHD.

Over three years, QTR compounded at +19.84% per year against +15.08% for SCHD; over five years the annualized figures are +10.98% and +9.72% respectively. Across the full 5-year window we track, SCHD has the edge at +11.39% annualized vs +10.98%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QTR has been the more volatile fund, with annualized monthly volatility of 18.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.7% for QTR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.39. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QTR charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, QTR currently yields 16.06% against 3.31% for SCHD.

Holdings Overlap

5.5%overlap

QTR and SCHD share 8 holdings out of 193 unique holdings combined, representing a 5.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QTRWeight in SCHDDifference
AMGN1.05%4.25%3.20%
PEP1.16%3.72%2.56%
TXN0.94%3.70%2.76%
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Frequently Asked Questions

Which is cheaper, QTR or SCHD?

QTR has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $19 per year of difference.

Which performed better, QTR or SCHD?

Over the past year QTR returned +20.71% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), QTR annualized +10.98% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, QTR or SCHD?

QTR has been the more volatile fund at 18.8% annualized versus 13.6% for SCHD. Worst drawdown: QTR -31.7% vs SCHD -33.4%.

Should I hold both QTR and SCHD?

QTR and SCHD have a monthly-return correlation of 0.39, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QTR and SCHD?

QTR and SCHD share 8 common holdings with a 5.5% weight overlap. Combined, they hold 193 unique securities.

Which pays a higher dividend, QTR or SCHD?

QTR yields 16.06% while SCHD yields 3.31%, so QTR currently pays the higher dividend yield.

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