QYLG vs SCHD

QYLG vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. QYLG offers more diversification with 106 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: QYLG

Side-by-Side Comparison

MetricQYLGSCHDWinner
Expense Ratio0.35%0.06%
AUM$169M$108.7B
Dividend Yield17.67%3.13%
Holdings106104
YTD Return+13.92%+27.67%
1Y Return+25.06%+31.26%
3Y Return (annualized)+20.28%+16.66%
5Y Return (annualized)+11.49%+10.18%
Volatility (annualized)15.3%13.6%
Max Drawdown-30.0%-33.4%
Fund FamilyGLOBALXETFSCharles Schwab Asset Management
CategoryEquityEquity
InceptionSep 18, 2020Oct 20, 2011

QYLG vs SCHD Performance

Global X Nasdaq 100 Covered Call & Growth ETF (QYLG) is a ETF from GLOBALXETFS and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year QYLG returned +25.06% while SCHD returned +31.26%. Year to date, QYLG is up 13.92% versus a gain of 27.67% for SCHD.

Over three years, QYLG compounded at +20.28% per year against +16.66% for SCHD; over five years the annualized figures are +11.49% and +10.18% respectively. Across the full 6-year window we track, QYLG has the edge at +13.77% annualized vs +11.57%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QYLG has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -30.0% for QYLG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QYLG charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, QYLG currently yields 17.67% against 3.13% for SCHD.

Holdings Overlap

5.3%overlap

QYLG and SCHD share 8 holdings out of 195 unique holdings combined, representing a 5.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QYLGWeight in SCHDDifference
AMGN1.00%4.62%3.62%
TXN1.18%3.53%2.35%
PEP0.92%3.71%2.79%
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Frequently Asked Questions

Which is cheaper, QYLG or SCHD?

QYLG has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.

Which performed better, QYLG or SCHD?

Over the past year QYLG returned +25.06% vs +31.26% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), QYLG annualized +13.77% vs +11.57% for SCHD. Past performance does not guarantee future results.

Which is riskier, QYLG or SCHD?

QYLG has been the more volatile fund at 15.3% annualized versus 13.6% for SCHD. Worst drawdown: QYLG -30.0% vs SCHD -33.4%.

Should I hold both QYLG and SCHD?

QYLG and SCHD have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QYLG and SCHD?

QYLG and SCHD share 8 common holdings with a 5.3% weight overlap. Combined, they hold 195 unique securities.

Which pays a higher dividend, QYLG or SCHD?

QYLG yields 17.67% while SCHD yields 3.13%, so QYLG currently pays the higher dividend yield.

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