QYLG vs SCHD

QYLG vs SCHD

Which is better, QYLG or SCHD?

Large Cap Growth against Large Cap Value.

SCHD has a lower expense ratio. QYLG led over 3Y and 5Y, SCHD over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 46.8%.

Lower Fees: SCHDHigher Returns: splitLess Concentrated: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQYLGSCHD
Expense Ratio0.35%0.06%Best
AUM$169M$112.1B
Dividend Yield17.17%3.00%
Holdings106103
YTD Return+14.06%+25.84%Best
1Y Return+20.55%+30.18%Best
3Y Return (annualized)+19.97%Best+16.08%
5Y Return (annualized)+11.01%Best+9.97%
Volatility (annualized)15.2%15.1%Best
Max Drawdown-30.0%-16.9%Best
$10,000 over 5 years$16,858Best$16,083
Top 10 Weight46.8%41.8%Best
Fund FamilyGLOBALXETFSCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Value
InceptionSep 18, 2020Oct 20, 2011

Volatility and max drawdown are measured over the window both funds cover: Sep 22, 2020 to Sep 15, 2026 (6 years).

QYLG vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6 years both funds cover.

QYLG vs SCHD Performance

Global X Nasdaq 100 Covered Call & Growth ETF (QYLG) is an ETF from GLOBALXETFS and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year QYLG returned +20.55% while SCHD returned +30.18%. Year to date, QYLG is up 14.06% versus a gain of 25.84% for SCHD.

Over three years, QYLG compounded at +19.97% per year against +16.08% for SCHD; over five years the annualized figures are +11.01% and +9.97% respectively. Across the full 6-year window we track, SCHD has the edge at +14.65% annualized vs +13.62%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QYLG has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 15.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -30.0% for QYLG and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.49. They move together some of the time, and apart the rest.

Fees and Cost Over Time

QYLG charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, QYLG currently yields 17.17% against 3.00% for SCHD.

Holdings Overlap

QYLG already in SCHD5.1%
SCHD already in QYLG21.5%

5.1% of QYLG's money is in holdings SCHD also owns. 21.5% of SCHD's money is in holdings QYLG also owns.

SCHD and QYLG share little of their money.

8 positions in common, counted across the 102 positions we hold weights for in QYLG and 100 in SCHD, against full books of 106 and 103.

What only one of them owns

Our book lists 91 positions for SCHD that do not appear in our book for QYLG (78.5% of the fund), and 87 for QYLG that do not appear in SCHD (93.2%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in QYLGWeight in SCHDDifference
AMGNAmgen Inc.1.03%4.70%3.67%
PEPPepsico Inc.0.85%3.64%2.79%
TXNTexas Instrument Inc1.05%3.13%2.08%
QCOMQualcomm Inc.0.80%2.52%1.72%
ADPAutomatic Data Processing, Inc.0.51%2.79%2.28%
CMCSAComcast Corp-class A Cmcsa0.42%2.31%1.89%
FASTFastenal Co.0.25%1.38%1.13%
PAYXPaychex, Inc.0.20%1.00%0.80%

21.5% of SCHD is already inside QYLG.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

QYLGSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QYLG or SCHD?

QYLG has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.

Which performed better, QYLG or SCHD?

Over the past year QYLG returned +20.55% vs +30.18% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), QYLG annualized +13.62% vs +14.65% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QYLG or SCHD?

QYLG has been the more volatile fund at 15.2% annualized versus 15.1% for SCHD. Worst drawdown: QYLG -30.0% vs SCHD -16.9%.

Should I hold both QYLG and SCHD?

QYLG and SCHD have a monthly-return correlation of 0.49, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between QYLG and SCHD?

21.5% of SCHD's money is in holdings QYLG also owns. 21.5% of SCHD's is in holdings QYLG also owns. They hold 8 positions in common, counted across the 102 positions we hold weights for in QYLG and 100 in SCHD.

Which pays a higher dividend, QYLG or SCHD?

QYLG yields 17.17% while SCHD yields 3.00%, so QYLG currently pays the higher dividend yield.

Is SCHD better than QYLG?

SCHD has a lower expense ratio. QYLG led over 3Y and 5Y, SCHD over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 46.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.