RGLO vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. RGLO offers more diversification with 370 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: RGLO

Side-by-Side Comparison

MetricRGLOSCHDWinner
Expense Ratio0.49%0.06%
AUM-$103.7B
Dividend Yield0.58%3.31%
Holdings370104
YTD Return+14.32%+26.21%
1Y Return+24.25%+29.99%
3Y Return (annualized)-+15.73%
5Y Return (annualized)-+9.67%
Volatility (annualized)10.3%13.6%
Max Drawdown-9.6%-33.4%
Fund FamilyRussell InvestmentsCharles Schwab Asset Management
CategoryEquityEquity
InceptionMay 29, 2025Oct 20, 2011

RGLO vs SCHD Performance

Russell Investments Global Equity ETF (RGLO) is a ETF from Russell Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RGLO returned +24.25% while SCHD returned +29.99%. Year to date, RGLO is up 14.32% versus a gain of 26.21% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.3% for RGLO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -9.6% for RGLO and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

RGLO charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, RGLO currently yields 0.58% against 3.31% for SCHD.

Holdings Overlap

3.2%overlap

RGLO and SCHD share 9 holdings out of 417 unique holdings combined, representing a 3.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RGLOWeight in SCHDDifference
UNH0.72%4.54%3.82%
MRK0.42%4.32%3.90%
PG0.37%4.15%3.78%
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Frequently Asked Questions

Which is cheaper, RGLO or SCHD?

RGLO has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $43 per year of difference.

Which performed better, RGLO or SCHD?

Over the past year RGLO returned +24.25% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), RGLO annualized +27.84% vs +11.50% for SCHD. Past performance does not guarantee future results.

Which is riskier, RGLO or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 10.3% for RGLO. Worst drawdown: RGLO -9.6% vs SCHD -33.4%.

Should I hold both RGLO and SCHD?

RGLO and SCHD have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RGLO and SCHD?

RGLO and SCHD share 9 common holdings with a 3.2% weight overlap. Combined, they hold 417 unique securities.

Which pays a higher dividend, RGLO or SCHD?

RGLO yields 0.58% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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