RIFR vs VTI
Russell Investments Global Infrastructure ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, RIFR or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 37.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RIFR | VTI |
|---|---|---|
| Expense Ratio | 0.59% | 0.03%Best |
| AUM | $44M | $666.9B |
| Dividend Yield | 0.88% | 1.03% |
| Holdings | 69 | 3,543 |
| YTD Return | +7.75% | +12.08%Best |
| 1Y Return | +10.33% | +16.31%Best |
| 3Y Return (annualized) | - | +20.83% |
| 5Y Return (annualized) | - | +11.89% |
| Volatility (annualized) | 11.0%Best | 11.9% |
| Max Drawdown | -6.8%Best | -8.9% |
| $10,000 over 1.3 years | $11,563 | $13,041Best |
| Top 10 Weight | 37.8% | 33.3%Best |
| Fund Family | Russell Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | May 13, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: May 14, 2025 to Sep 14, 2026 (1.3 years).
RIFR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
RIFR vs VTI Performance
Russell Investments Global Infrastructure ETF (RIFR) is an ETF from Russell Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RIFR returned +10.33% while VTI returned +16.31%. Year to date, RIFR is up 7.75% versus a gain of 12.08% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 11.9% compared with 11.0% for RIFR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.8% for RIFR and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.20. They move largely independently of each other.
Fees and Cost Over Time
RIFR charges 0.59% per year while VTI charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, RIFR currently yields 0.88% against 1.03% for VTI.
Holdings Overlap
39.0% of RIFR's money is in holdings VTI also owns. 1.6% of VTI's money is in holdings RIFR also owns.
The two portfolios partly overlap.
23 positions in common, counted across the 61 positions we hold weights for in RIFR and 3,463 in VTI, against full books of 69 and 3,543.
What only one of them owns
Our book lists 1,128 positions for VTI that do not appear in our book for RIFR (95.9% of the fund), and 0 for RIFR that do not appear in VTI (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in RIFR | Weight in VTI | Difference |
|---|---|---|---|
| NEENextera Energy Inc | 4.98% | 0.25% | 4.73% |
| UNPUnion Pacific Corp | 4.97% | 0.24% | 4.73% |
| DUKDuke Energy Corp | 3.56% | 0.14% | 3.42% |
| WMBWilliams Cos. Inc. | 2.39% | 0.12% | 2.27% |
| TRGPTarga Resources Corp Preferred | 2.38% | 0.08% | 2.30% |
| XELXcel Energy Inc. | 2.34% | 0.07% | 2.27% |
| OKEOneok Inc. | 2.31% | 0.08% | 2.23% |
| SBACSba Communications Corp. Class A Real Estate Investment Tru | 2.30% | 0.03% | 2.27% |
| SRESempra Common Stock | 2.02% | 0.08% | 1.94% |
| EVRGEvergy Inc. | 1.85% | 0.03% | 1.82% |
39.0% of RIFR is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RIFR or VTI?
RIFR has an expense ratio of 0.59% while VTI charges 0.03%. VTI is the cheaper option, by $56 a year on a $10,000 investment.
Which performed better, RIFR or VTI?
Over the past year RIFR returned +10.33% vs +16.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), RIFR annualized +11.82% vs +22.66% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RIFR or VTI?
VTI has been the more volatile fund at 11.9% annualized versus 11.0% for RIFR. Worst drawdown: RIFR -6.8% vs VTI -8.9%.
Should I hold both RIFR and VTI?
RIFR and VTI have a monthly-return correlation of 0.20, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RIFR and VTI?
39.0% of RIFR's money is in holdings VTI also owns. 1.6% of VTI's is in holdings RIFR also owns. They hold 23 positions in common, counted across the 61 positions we hold weights for in RIFR and 3,463 in VTI.
Which pays a higher dividend, RIFR or VTI?
RIFR yields 0.88% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than RIFR?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 37.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.