RJVI vs SCHD
RJ Eagle Vertical Income ETF vs Schwab US Dividend Equity ETF
Which is better, RJVI or SCHD?
Allocation/Balanced against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RJVI | SCHD |
|---|---|---|
| Expense Ratio | 0.51% | 0.06%Best |
| AUM | $17M | $112.1B |
| Dividend Yield | 3.69% | 3.00% |
| Holdings | 79 | 103 |
| YTD Return | +0.86% | +24.04%Best |
| 1Y Return | +1.35% | +27.95%Best |
| 3Y Return (annualized) | - | +15.51% |
| 5Y Return (annualized) | - | +9.80% |
| Fund Family | Raymond James Financial, Inc. | Charles Schwab Asset Management |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Value |
| Inception | Oct 2, 2025 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
RJVI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
RJVI vs SCHD Performance
RJ Eagle Vertical Income ETF (RJVI) is an ETF from Raymond James Financial, Inc. and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year RJVI returned +1.35% while SCHD returned +27.95%. Year to date, RJVI is up 0.86% versus a gain of 24.04% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
RJVI charges 0.51% per year while SCHD charges 0.06%. On a $10,000 position that is $51 vs $6 annually, a gap of $45 per year that compounds over a long holding period. On income, RJVI currently yields 3.69% against 3.00% for SCHD.
Holdings Overlap
At least 14.1% of SCHD's money is in holdings RJVI also owns.
Stated as a floor: for RJVI, our book for it covers 89.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and RJVI share little of their money.
4 positions in common, counted across the 70 positions we hold weights for in RJVI and 100 in SCHD, against full books of 79 and 103.
You are not choosing between two funds in isolation.
Whichever of RJVI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RJVI or SCHD?
RJVI has an expense ratio of 0.51% while SCHD charges 0.06%. SCHD is the cheaper option, by $45 a year on a $10,000 investment.
Which performed better, RJVI or SCHD?
Over the past year RJVI returned +1.35% vs +27.95% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
What is the holdings overlap between RJVI and SCHD?
At least 14.1% of SCHD's money is in holdings RJVI also owns. Our book for RJVI is partial, so the real figure is this or higher. They hold 4 positions in common, counted across the 70 positions we hold weights for in RJVI and 100 in SCHD.
Which pays a higher dividend, RJVI or SCHD?
RJVI yields 3.69% while SCHD yields 3.00%, so RJVI currently pays the higher dividend yield.
Is SCHD better than RJVI?
SCHD has a lower expense ratio. SCHD led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.