RJVI vs SCHD
RJ Eagle Vertical Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | RJVI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.51% | 0.06% | |
| AUM | $17M | $108.7B | |
| Dividend Yield | 3.36% | 3.13% | |
| Holdings | 79 | 104 | |
| YTD Return | +2.69% | +28.70% | |
| 1Y Return | +3.18% | +31.07% | |
| 3Y Return (annualized) | - | +16.88% | |
| 5Y Return (annualized) | - | +10.20% | |
| Volatility (annualized) | - | 13.7% | |
| Max Drawdown | -3.1% | -33.4% | |
| Fund Family | Raymond James Financial, Inc. | Charles Schwab Asset Management | |
| Category | Allocation/Balanced | Equity | |
| Inception | Oct 2, 2025 | Oct 20, 2011 |
RJVI vs SCHD Performance
RJ Eagle Vertical Income ETF (RJVI) is a ETF from Raymond James Financial, Inc. and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RJVI returned +3.18% while SCHD returned +31.07%. Year to date, RJVI is up 2.69% versus a gain of 28.70% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -3.1% for RJVI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
RJVI charges 0.51% per year while SCHD charges 0.06%. On a $10,000 position that is $51 vs $6 annually, a gap of $45 per year that compounds over a long holding period. On income, RJVI currently yields 3.36% against 3.13% for SCHD.
Holdings Overlap
RJVI and SCHD share 4 holdings out of 168 unique holdings combined, representing a 3.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RJVI or SCHD?
RJVI has an expense ratio of 0.51% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $45 per year of difference.
Which performed better, RJVI or SCHD?
Over the past year RJVI returned +3.18% vs +31.07% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between RJVI and SCHD?
RJVI and SCHD share 4 common holdings with a 3.4% weight overlap. Combined, they hold 168 unique securities.
Which pays a higher dividend, RJVI or SCHD?
RJVI yields 3.36% while SCHD yields 3.13%, so RJVI currently pays the higher dividend yield.
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