RJVI vs SCHD
RJ Eagle Vertical Income ETF vs Schwab US Dividend Equity ETF
Which is better, RJVI or SCHD?
Allocation/Balanced against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RJVI | SCHD |
|---|---|---|
| Expense Ratio | 0.51% | 0.06%Best |
| AUM | $18M | $108.9B |
| Dividend Yield | 3.69% | 3.00% |
| Holdings | 78 | 206 |
| YTD Return | -0.20% | +22.08%Best |
| 1Y Return | +0.75% | +26.66%Best |
| 3Y Return (annualized) | - | +16.06% |
| 5Y Return (annualized) | - | +9.39% |
| Volatility (annualized) | 5.2%Best | 14.5% |
| Max Drawdown | -4.2%Best | -6.9% |
| $10,000 over 1 years | $10,027 | $12,458Best |
| Fund Family | Raymond James Financial, Inc. | Charles Schwab Asset Management |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Value |
| Inception | Oct 2, 2025 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Oct 2, 2025 to Oct 9, 2026 (1 years).
RJVI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
RJVI vs SCHD Performance
RJ Eagle Vertical Income ETF (RJVI) is an ETF from Raymond James Financial, Inc. and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year RJVI returned +0.75% while SCHD returned +26.66%. Year to date, RJVI is down 0.20% versus a gain of 22.08% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 5.2% for RJVI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.2% for RJVI and -6.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RJVI charges 0.51% per year while SCHD charges 0.06%. On a $10,000 position that is $51 vs $6 annually, a gap of $45 per year that compounds over a long holding period. On income, RJVI currently yields 3.69% against 3.00% for SCHD.
Holdings Overlap
At least 14.5% of SCHD's money is in holdings RJVI also owns.
Stated as a floor: for RJVI, our book for it covers 87.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and RJVI share little of their money.
4 positions in common, counted across the 69 positions we hold weights for in RJVI and 99 in SCHD, against full books of 78 and 206.
You are not choosing between two funds in isolation.
Whichever of RJVI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RJVI or SCHD?
RJVI has an expense ratio of 0.51% while SCHD charges 0.06%. SCHD is the cheaper option, by $45 a year on a $10,000 investment.
Which performed better, RJVI or SCHD?
Over the past year RJVI returned +0.75% vs +26.66% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), RJVI annualized +0.27% vs +24.58% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RJVI or SCHD?
SCHD has been the more volatile fund at 14.5% annualized versus 5.2% for RJVI. Worst drawdown: RJVI -4.2% vs SCHD -6.9%.
Should I hold both RJVI and SCHD?
RJVI and SCHD have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RJVI and SCHD?
At least 14.5% of SCHD's money is in holdings RJVI also owns. Our book for RJVI is partial, so the real figure is this or higher. They hold 4 positions in common, counted across the 69 positions we hold weights for in RJVI and 99 in SCHD.
Which pays a higher dividend, RJVI or SCHD?
RJVI yields 3.69% while SCHD yields 3.00%, so RJVI currently pays the higher dividend yield.
Is SCHD better than RJVI?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.