RJVI vs VTI
RJ Eagle Vertical Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | RJVI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.51% | 0.03% | |
| AUM | $17M | $666.9B | |
| Dividend Yield | 3.36% | 1.07% | |
| Holdings | 79 | 3,543 | |
| YTD Return | +2.13% | +13.14% | |
| 1Y Return | +2.62% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -3.1% | -56.6% | |
| Fund Family | Raymond James Financial, Inc. | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Oct 2, 2025 | May 24, 2001 |
RJVI vs VTI Performance
RJ Eagle Vertical Income ETF (RJVI) is a ETF from Raymond James Financial, Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RJVI returned +2.62% while VTI returned +22.35%. Year to date, RJVI is up 2.13% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -3.1% for RJVI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
RJVI charges 0.51% per year while VTI charges 0.03%. On a $10,000 position that is $51 vs $3 annually, a gap of $48 per year that compounds over a long holding period. On income, RJVI currently yields 3.36% against 1.07% for VTI.
Holdings Overlap
RJVI and VTI share 19 holdings out of 2840 unique holdings combined, representing a 4.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RJVI or VTI?
RJVI has an expense ratio of 0.51% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $48 per year of difference.
Which performed better, RJVI or VTI?
Over the past year RJVI returned +2.62% vs +22.35% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between RJVI and VTI?
RJVI and VTI share 19 common holdings with a 4.5% weight overlap. Combined, they hold 2840 unique securities.
Which pays a higher dividend, RJVI or VTI?
RJVI yields 3.36% while VTI yields 1.07%, so RJVI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.