RJVI vs SPY

RJVI vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricRJVISPYWinner
Expense Ratio0.51%0.09%
AUM$17M$821.1B
Dividend Yield3.36%1.01%
Holdings79505
YTD Return+2.69%+12.71%
1Y Return+3.18%+20.53%
3Y Return (annualized)-+21.60%
5Y Return (annualized)-+12.79%
Volatility (annualized)-15.3%
Max Drawdown-3.1%-56.5%
Fund FamilyRaymond James Financial, Inc.State Street Investment Management
CategoryAllocation/BalancedEquity
InceptionOct 2, 2025Jan 22, 1993

RJVI vs SPY Performance

RJ Eagle Vertical Income ETF (RJVI) is a ETF from Raymond James Financial, Inc. and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year RJVI returned +3.18% while SPY returned +20.53%. Year to date, RJVI is up 2.69% versus a gain of 12.71% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -3.1% for RJVI and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

RJVI charges 0.51% per year while SPY charges 0.09%. On a $10,000 position that is $51 vs $9 annually, a gap of $42 per year that compounds over a long holding period. On income, RJVI currently yields 3.36% against 1.01% for SPY.

Holdings Overlap

5.2%overlap

RJVI and SPY share 19 holdings out of 557 unique holdings combined, representing a 5.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RJVIWeight in SPYDifference
KO1.32%0.50%0.82%
ABBV1.14%0.65%0.49%
PM1.31%0.44%0.87%
CSCOProProPro
AONProProPro
WMBProProPro
CProProPro
CMEProProPro
OProProPro
PCARProProPro
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Frequently Asked Questions

Which is cheaper, RJVI or SPY?

RJVI has an expense ratio of 0.51% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $42 per year of difference.

Which performed better, RJVI or SPY?

Over the past year RJVI returned +3.18% vs +20.53% for SPY, so SPY leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between RJVI and SPY?

RJVI and SPY share 19 common holdings with a 5.2% weight overlap. Combined, they hold 557 unique securities.

Which pays a higher dividend, RJVI or SPY?

RJVI yields 3.36% while SPY yields 1.01%, so RJVI currently pays the higher dividend yield.

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