ROUS vs SCHD
Hartford Multifactor US Equity ETF vs Schwab US Dividend Equity ETF
Which is better, ROUS or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. ROUS led over 3Y and 5Y, SCHD over 1Y and the full window. ROUS is less concentrated, with 11.9% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ROUS | SCHD |
|---|---|---|
| Expense Ratio | 0.19% | 0.06%Best |
| AUM | $744M | $112.1B |
| Dividend Yield | 1.31% | 3.00% |
| Holdings | 325 | 103 |
| YTD Return | +15.63% | +24.04%Best |
| 1Y Return | +19.99% | +27.95%Best |
| 3Y Return (annualized) | +19.02%Best | +15.51% |
| 5Y Return (annualized) | +11.91%Best | +9.80% |
| Volatility (annualized) | 14.6%Best | 14.8% |
| Max Drawdown | -35.5% | -33.4%Best |
| $10,000 over 5 years | $17,553Best | $15,959 |
| Top 10 Weight | 11.9%Best | 41.8% |
| Fund Family | Hartford Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Feb 25, 2015 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Feb 26, 2015 to Sep 16, 2026 (11.6 years).
ROUS vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.6 years both funds cover.
ROUS vs SCHD Performance
Hartford Multifactor US Equity ETF (ROUS) is an ETF from Hartford Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ROUS returned +19.99% while SCHD returned +27.95%. Year to date, ROUS is up 15.63% versus a gain of 24.04% for SCHD.
Over three years, ROUS compounded at +19.02% per year against +15.51% for SCHD; over five years the annualized figures are +11.91% and +9.80% respectively. Across the full 12-year window we track, SCHD has the edge at +10.05% annualized vs +9.74%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 14.6% for ROUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.5% for ROUS and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ROUS charges 0.19% per year while SCHD charges 0.06%. On a $10,000 position that is $19 vs $6 annually, a gap of $13 per year that compounds over a long holding period. On income, ROUS currently yields 1.31% against 3.00% for SCHD.
Holdings Overlap
12.7% of ROUS's money is in holdings SCHD also owns. 80.1% of SCHD's money is in holdings ROUS also owns.
Most of SCHD is already inside ROUS. Owning both mostly buys the same companies twice.
38 positions in common, counted across the 321 positions we hold weights for in ROUS and 100 in SCHD, against full books of 325 and 103.
What only one of them owns
Our book lists 61 positions for SCHD that do not appear in our book for ROUS (19.8% of the fund), and 277 for ROUS that do not appear in SCHD (86.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ROUS | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 1.18% | 4.77% | 3.59% |
| AMGNAmgen Inc. | 0.39% | 4.70% | 4.31% |
| VZVerizon Communic | 0.95% | 3.97% | 3.02% |
| ABTAbbott Laboratories | 0.16% | 4.69% | 4.53% |
| KOCoca Cola Co. | 0.23% | 4.17% | 3.94% |
| COPConocophillips Common Stock USD 0.01 | 0.38% | 3.94% | 3.56% |
| UNHUnitedhealth Group Incorporated | 0.47% | 3.82% | 3.35% |
| CVXChevron Corp | 0.04% | 4.02% | 3.98% |
| PGProcter & Gamble Company | 0.19% | 3.83% | 3.64% |
| HDHome Depot Inc/The | 0.13% | 3.88% | 3.75% |
80.1% of SCHD is already inside ROUS.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ROUS or SCHD?
ROUS has an expense ratio of 0.19% while SCHD charges 0.06%. SCHD is the cheaper option, by $13 a year on a $10,000 investment.
Which performed better, ROUS or SCHD?
Over the past year ROUS returned +19.99% vs +27.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (12 years), ROUS annualized +9.74% vs +10.05% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ROUS or SCHD?
SCHD has been the more volatile fund at 14.8% annualized versus 14.6% for ROUS. Worst drawdown: ROUS -35.5% vs SCHD -33.4%.
Should I hold both ROUS and SCHD?
ROUS and SCHD have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ROUS and SCHD?
80.1% of SCHD's money is in holdings ROUS also owns. 80.1% of SCHD's is in holdings ROUS also owns. They hold 38 positions in common, counted across the 321 positions we hold weights for in ROUS and 100 in SCHD.
Which pays a higher dividend, ROUS or SCHD?
ROUS yields 1.31% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than ROUS?
SCHD has a lower expense ratio. ROUS led over 3Y and 5Y, SCHD over 1Y and the full window. ROUS is less concentrated, with 11.9% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.