RULE vs VXUS
Adaptive Core ETF vs Vanguard Total International Stock ETF
Which is better, RULE or VXUS?
Equity-oriented Balanced against Large Cap Blend.
VXUS has a lower expense ratio. RULE led over 1Y, VXUS over 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RULE | VXUS |
|---|---|---|
| Expense Ratio | 1.84% | 0.05%Best |
| AUM | $17M | $158.1B |
| Dividend Yield | 0.00% | 2.51% |
| Holdings | 36 | 8,747 |
| YTD Return | +29.73%Best | +13.64% |
| 1Y Return | +33.09%Best | +20.82% |
| 3Y Return (annualized) | +16.87% | +19.58%Best |
| 5Y Return (annualized) | - | +9.14% |
| Volatility (annualized) | 17.7% | 15.2%Best |
| Max Drawdown | -30.5% | -28.9%Best |
| $10,000 over 4.9 years | $12,297 | $15,330Best |
| Fund Family | Mohr Funds | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Equity-oriented Balanced | Large Cap Blend |
| Inception | Nov 2, 2021 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.9 years row, are measured over the window both funds cover: Nov 3, 2021 to Sep 17, 2026 (4.9 years).
RULE vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.
RULE vs VXUS Performance
Adaptive Core ETF (RULE) is an ETF from Mohr Funds and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year RULE returned +33.09% while VXUS returned +20.82%. Year to date, RULE is up 29.73% versus a gain of 13.64% for VXUS.
Over three years, RULE compounded at +16.87% per year against +19.58% for VXUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RULE has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 15.2% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -30.5% for RULE and -28.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.54. They move together some of the time, and apart the rest.
Fees and Cost Over Time
RULE charges 1.84% per year while VXUS charges 0.05%. On a $10,000 position that is $184 vs $5 annually, a gap of $179 per year that compounds over a long holding period. On income, RULE currently yields 0.00% against 2.51% for VXUS.
Holdings Overlap
We hold position weights for 35 holdings in RULE and 8,082 in VXUS, totalling 100.0% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 35 positions we hold weights for in RULE and 8,082 in VXUS, against full books of 36 and 8,747.
What only one of them owns
Measured across the 35 and 8,082 positions we hold weights for.
VXUS holds 35 positions RULE does not, 2.3% of the fund.
Largest: MKL 0.76%, SHEL 0.57%, VWO 0.11%, JD 0.09%, ALC 0.08%
You are not choosing between two funds in isolation.
Whichever of RULE and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RULE or VXUS?
RULE has an expense ratio of 1.84% while VXUS charges 0.05%. VXUS is the cheaper option, by $179 a year on a $10,000 investment.
Which performed better, RULE or VXUS?
Over the past year RULE returned +33.09% vs +20.82% for VXUS, so RULE leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RULE or VXUS?
RULE has been the more volatile fund at 17.7% annualized versus 15.2% for VXUS. Worst drawdown: RULE -30.5% vs VXUS -28.9%.
Should I hold both RULE and VXUS?
RULE and VXUS have a monthly-return correlation of 0.54, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, RULE or VXUS?
RULE yields 0.00% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.
Is VXUS better than RULE?
VXUS has a lower expense ratio. RULE led over 1Y, VXUS over 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.