RUNN vs SCHD
Running Oak Efficient Growth ETF vs Schwab US Dividend Equity ETF
Which is better, RUNN or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. RUNN is less concentrated, with 21.9% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RUNN | SCHD |
|---|---|---|
| Expense Ratio | 0.58% | 0.06%Best |
| AUM | $411M | $112.1B |
| Dividend Yield | 0.54% | 3.00% |
| Holdings | 59 | 103 |
| YTD Return | -0.65% | +23.60%Best |
| 1Y Return | -2.58% | +28.29%Best |
| 3Y Return (annualized) | +9.54% | +16.25%Best |
| 5Y Return (annualized) | - | +10.25% |
| Volatility (annualized) | 12.5%Best | 13.4% |
| Max Drawdown | -16.8% | -16.1%Best |
| $10,000 over 3.3 years | $13,378 | $15,883Best |
| Top 10 Weight | 21.9%Best | 41.8% |
| Fund Family | Running Oak Capital | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Jun 7, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: Jun 8, 2023 to Sep 21, 2026 (3.3 years).
RUNN vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
RUNN vs SCHD Performance
Running Oak Efficient Growth ETF (RUNN) is an ETF from Running Oak Capital and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year RUNN returned -2.58% while SCHD returned +28.29%. Year to date, RUNN is down 0.65% versus a gain of 23.60% for SCHD.
Over three years, RUNN compounded at +9.54% per year against +16.25% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.4% compared with 12.5% for RUNN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.8% for RUNN and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RUNN charges 0.58% per year while SCHD charges 0.06%. On a $10,000 position that is $58 vs $6 annually, a gap of $52 per year that compounds over a long holding period. On income, RUNN currently yields 0.54% against 3.00% for SCHD.
Holdings Overlap
8.9% of RUNN's money is in holdings SCHD also owns. 7.0% of SCHD's money is in holdings RUNN also owns.
RUNN and SCHD share little of their money.
5 positions in common, counted across the 59 positions we hold weights for in RUNN and 100 in SCHD, against full books of 59 and 103.
What only one of them owns
Our book lists 94 positions for SCHD that do not appear in our book for RUNN (92.9% of the fund), and 51 for RUNN that do not appear in SCHD (86.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of RUNN and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RUNN or SCHD?
RUNN has an expense ratio of 0.58% while SCHD charges 0.06%. SCHD is the cheaper option, by $52 a year on a $10,000 investment.
Which performed better, RUNN or SCHD?
Over the past year RUNN returned -2.58% vs +28.29% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RUNN or SCHD?
SCHD has been the more volatile fund at 13.4% annualized versus 12.5% for RUNN. Worst drawdown: RUNN -16.8% vs SCHD -16.1%.
Should I hold both RUNN and SCHD?
RUNN and SCHD have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RUNN and SCHD?
8.9% of RUNN's money is in holdings SCHD also owns. 7.0% of SCHD's is in holdings RUNN also owns. They hold 5 positions in common, counted across the 59 positions we hold weights for in RUNN and 100 in SCHD.
Which pays a higher dividend, RUNN or SCHD?
RUNN yields 0.54% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than RUNN?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. RUNN is less concentrated, with 21.9% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.