RUNN vs SCHD
Running Oak Efficient Growth ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | RUNN | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.58% | 0.06% | |
| AUM | $392M | $103.7B | |
| Dividend Yield | 0.57% | 3.31% | |
| Holdings | 59 | 104 | |
| YTD Return | +5.44% | +24.26% | |
| 1Y Return | +4.72% | +31.38% | |
| 3Y Return (annualized) | +10.27% | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 12.3% | 13.6% | |
| Max Drawdown | -16.8% | -33.4% | |
| Fund Family | Running Oak Capital | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 7, 2023 | Oct 20, 2011 |
RUNN vs SCHD Performance
Running Oak Efficient Growth ETF (RUNN) is a ETF from Running Oak Capital and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RUNN returned +4.72% while SCHD returned +31.38%. Year to date, RUNN is up 5.44% versus a gain of 24.26% for SCHD.
Over three years, RUNN compounded at +10.27% per year against +15.08% for SCHD. Across the full 3-year window we track, RUNN has the edge at +11.68% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.3% for RUNN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.8% for RUNN and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RUNN charges 0.58% per year while SCHD charges 0.06%. On a $10,000 position that is $58 vs $6 annually, a gap of $52 per year that compounds over a long holding period. On income, RUNN currently yields 0.57% against 3.31% for SCHD.
Holdings Overlap
RUNN and SCHD share 5 holdings out of 153 unique holdings combined, representing a 4.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RUNN or SCHD?
RUNN has an expense ratio of 0.58% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
Which performed better, RUNN or SCHD?
Over the past year RUNN returned +4.72% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), RUNN annualized +11.68% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, RUNN or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.3% for RUNN. Worst drawdown: RUNN -16.8% vs SCHD -33.4%.
Should I hold both RUNN and SCHD?
RUNN and SCHD have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RUNN and SCHD?
RUNN and SCHD share 5 common holdings with a 4.9% weight overlap. Combined, they hold 153 unique securities.
Which pays a higher dividend, RUNN or SCHD?
RUNN yields 0.57% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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