SCHD vs SIXL

SCHD vs SIXL

Which is better, SCHD or SIXL?

Large Cap Value against Mid Cap Blend.

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SIXL is less concentrated, with 6.7% of the fund in its ten largest positions against 41.8%.

Lower Fees: SCHDHigher Returns: SCHDLess Concentrated: SIXL

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSCHDSIXL
Expense Ratio0.06%Best0.46%
AUM$112.1B$205M
Dividend Yield3.00%2.16%
Holdings103241
YTD Return+24.04%Best+7.55%
1Y Return+27.95%Best+8.66%
3Y Return (annualized)+15.51%Best+9.09%
5Y Return (annualized)+9.80%Best+4.44%
Volatility (annualized)15.1%12.4%Best
Max Drawdown-16.9%-16.1%Best
$10,000 over 5 years$15,959Best$12,426
Top 10 Weight41.8%6.7%Best
Fund FamilyCharles Schwab Asset Management6 Meridian ETF
CategoryEquityEquity
StyleLarge Cap ValueMid Cap Blend
InceptionOct 20, 2011May 11, 2020

Volatility and max drawdown are measured over the window both funds cover: May 11, 2020 to Sep 16, 2026 (6.3 years).

SCHD vs SIXL growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.3 years both funds cover.

SCHD vs SIXL Performance

Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and 6 Meridian Low Beta Equity Strategy ETF (SIXL) is an ETF from 6 Meridian ETF. Over the past year SCHD returned +27.95% while SIXL returned +8.66%. Year to date, SCHD is up 24.04% versus a gain of 7.55% for SIXL.

Over three years, SCHD compounded at +15.51% per year against +9.09% for SIXL; over five years the annualized figures are +9.80% and +4.44% respectively. Across the full 6-year window we track, SCHD has the edge at +14.96% annualized vs +8.20%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 12.4% for SIXL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.9% for SCHD and -16.1% for SIXL. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SCHD charges 0.06% per year while SIXL charges 0.46%. On a $10,000 position that is $6 vs $46 annually, a gap of $40 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 2.16% for SIXL.

Holdings Overlap

SCHD already in SIXL32.5%
SIXL already in SCHD7.5%

32.5% of SCHD's money is in holdings SIXL also owns. 7.5% of SIXL's money is in holdings SCHD also owns.

The two portfolios partly overlap.

19 positions in common, counted across the 100 positions we hold weights for in SCHD and 241 in SIXL, against full books of 103 and 241.

What only one of them owns

Our book lists 213 positions for SIXL that do not appear in our book for SCHD (89.0% of the fund), and 80 for SCHD that do not appear in SIXL (67.4%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in SCHDWeight in SIXLDifference
ABTAbbott Laboratories4.69%0.40%4.29%
KOCoca Cola Co.4.17%0.47%3.70%
VZVerizon Communic3.97%0.40%3.57%
PGProcter & Gamble Company3.83%0.39%3.44%
PEPPepsico Inc.3.64%0.36%3.28%
BMYBristol-Myers Squibb Co.3.33%0.45%2.88%
MOAltria Group Inc2.79%0.42%2.37%
LMTLockheed Martin Corp2.78%0.34%2.44%
ADMArcher-Daniels-Midland Co.0.96%0.52%0.44%
HSYHershey Co.0.64%0.32%0.32%

32.5% of SCHD is already inside SIXL.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

SCHDSIXL

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SCHD or SIXL?

SCHD has an expense ratio of 0.06% while SIXL charges 0.46%. SCHD is the cheaper option, by $40 a year on a $10,000 investment.

Which performed better, SCHD or SIXL?

Over the past year SCHD returned +27.95% vs +8.66% for SIXL, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), SCHD annualized +14.96% vs +8.20% for SIXL. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SCHD or SIXL?

SCHD has been the more volatile fund at 15.1% annualized versus 12.4% for SIXL. Worst drawdown: SCHD -16.9% vs SIXL -16.1%.

Should I hold both SCHD and SIXL?

SCHD and SIXL have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between SCHD and SIXL?

32.5% of SCHD's money is in holdings SIXL also owns. 7.5% of SIXL's is in holdings SCHD also owns. They hold 19 positions in common, counted across the 100 positions we hold weights for in SCHD and 241 in SIXL.

Which pays a higher dividend, SCHD or SIXL?

SCHD yields 3.00% while SIXL yields 2.16%, so SCHD currently pays the higher dividend yield.

Is SIXL better than SCHD?

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SIXL is less concentrated, with 6.7% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.