SCHD vs SPXD

SCHD vs SPXD

Which is better, SCHD or SPXD?

Large Cap Value against Large Cap Blend.

SCHD has a lower expense ratio. SCHD led over 1Y and the full window.

Lower Fees: SCHDHigher Returns: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSCHDSPXD
Expense Ratio0.06%Best0.09%
AUM$119.9B$7M
Dividend Yield2.96%1.51%
Holdings2041,013
YTD Return+32.38%Best+18.35%
1Y Return+38.54%Best+21.67%
3Y Return (annualized)+20.13%-
5Y Return (annualized)+10.28%-
Volatility (annualized)15.4%10.3%Best
Max Drawdown-6.9%Best-7.5%
$10,000 over 1.3 years$13,732Best$12,496
Fund FamilyCharles Schwab Asset ManagementXtrackers ETFs
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Blend
InceptionOct 20, 2011Jul 23, 2025

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Jul 24, 2025 to Nov 10, 2026 (1.3 years).

SCHD vs SPXD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.

SCHD vs SPXD Performance

Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Xtrackers S&P 500 Diversified Sector Weight ETF (SPXD) is an ETF from Xtrackers ETFs. Over the past year SCHD returned +38.54% while SPXD returned +21.67%. Year to date, SCHD is up 32.38% versus a gain of 18.35% for SPXD.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 10.3% for SPXD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.9% for SCHD and -7.5% for SPXD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SCHD charges 0.06% per year while SPXD charges 0.09%. On a $10,000 position that is $6 vs $9 annually, a gap of $3 per year that compounds over a long holding period. On income, SCHD currently yields 2.96% against 1.51% for SPXD.

You are not choosing between two funds in isolation.

Whichever of SCHD and SPXD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SCHDSPXD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SCHD or SPXD?

SCHD has an expense ratio of 0.06% while SPXD charges 0.09%. SCHD is the cheaper option, by $3 a year on a $10,000 investment.

Which performed better, SCHD or SPXD?

Over the past year SCHD returned +38.54% vs +21.67% for SPXD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +27.63% vs +18.70% for SPXD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SCHD or SPXD?

SCHD has been the more volatile fund at 15.4% annualized versus 10.3% for SPXD. Worst drawdown: SCHD -6.9% vs SPXD -7.5%.

Should I hold both SCHD and SPXD?

SCHD and SPXD have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, SCHD or SPXD?

SCHD yields 2.96% while SPXD yields 1.51%, so SCHD currently pays the higher dividend yield.

Is SPXD better than SCHD?

SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.