IVV vs SPXD

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVSPXDWinner
Expense Ratio0.03%0.09%
AUM$865.2B$7M
Dividend Yield1.09%1.40%
Holdings508505
YTD Return+14.50%+15.88%
1Y Return+22.02%+21.25%
3Y Return (annualized)+21.80%-
5Y Return (annualized)+13.37%-
Volatility (annualized)15.1%9.7%
Max Drawdown-56.5%-7.5%
Fund FamilyiShares by BlackRock (US)Xtrackers ETFs
CategoryEquityEquity
InceptionMay 15, 2000Jul 23, 2025

IVV vs SPXD Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Xtrackers S&P 500 Diversified Sector Weight ETF (SPXD) is a ETF from Xtrackers ETFs. Over the past year IVV returned +22.02% while SPXD returned +21.25%. Year to date, IVV is up 14.50% versus a gain of 15.88% for SPXD.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 9.7% for SPXD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -7.5% for SPXD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while SPXD charges 0.09%. On a $10,000 position that is $3 vs $9 annually, a gap of $6 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 1.40% for SPXD.

Holdings Overlap

47.3%overlap

IVV and SPXD share 490 holdings out of 517 unique holdings combined, representing a 47.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in SPXDDifference
AAPL7.44%1.04%6.40%
NVDA7.76%0.26%7.50%
MSFT4.57%0.88%3.69%
BRK.BProProPro
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
METAProProPro
JPM:USProProPro
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Frequently Asked Questions

Which is cheaper, IVV or SPXD?

IVV has an expense ratio of 0.03% while SPXD charges 0.09%. IVV is the cheaper option. On a $10,000 investment, that is $6 per year of difference.

Which performed better, IVV or SPXD?

Over the past year IVV returned +22.02% vs +21.25% for SPXD, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +7.07% vs +21.06% for SPXD. Past performance does not guarantee future results.

Which is riskier, IVV or SPXD?

IVV has been the more volatile fund at 15.1% annualized versus 9.7% for SPXD. Worst drawdown: IVV -56.5% vs SPXD -7.5%.

Should I hold both IVV and SPXD?

IVV and SPXD have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and SPXD?

IVV and SPXD share 490 common holdings with a 47.3% weight overlap. Combined, they hold 517 unique securities.

Which pays a higher dividend, IVV or SPXD?

IVV yields 1.09% while SPXD yields 1.40%, so SPXD currently pays the higher dividend yield.

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