SCHD vs STXD
Schwab US Dividend Equity ETF vs Strive 1000 Dividend Growth ETF
Which is better, SCHD or STXD?
Each has led over a different period.
SCHD has a lower expense ratio. SCHD led over 1Y and 3Y, STXD over the full window. STXD is less concentrated, with 38.8% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | STXD |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.35% |
| AUM | $112.1B | $66M |
| Dividend Yield | 3.00% | 1.11% |
| Holdings | 103 | 181 |
| YTD Return | +21.99%Best | +5.10% |
| 1Y Return | +25.92%Best | +7.44% |
| 3Y Return (annualized) | +15.66%Best | +14.99% |
| 5Y Return (annualized) | +9.48% | - |
| Volatility (annualized) | 13.4% | 10.9%Best |
| Max Drawdown | -16.1% | -14.9%Best |
| $10,000 over 3.9 years | $14,939 | $16,068Best |
| Top 10 Weight | 41.8% | 38.8%Best |
| Fund Family | Charles Schwab Asset Management | Strive Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Oct 20, 2011 | Nov 10, 2022 |
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Nov 11, 2022 to Sep 23, 2026 (3.9 years).
SCHD vs STXD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
SCHD vs STXD Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Strive 1000 Dividend Growth ETF (STXD) is an ETF from Strive Asset Management. Over the past year SCHD returned +25.92% while STXD returned +7.44%. Year to date, SCHD is up 21.99% versus a gain of 5.10% for STXD.
Over three years, SCHD compounded at +15.66% per year against +14.99% for STXD. Across the full 4-year window we track, STXD has the edge at +12.93% annualized vs +10.84%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.4% compared with 10.9% for STXD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -14.9% for STXD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while STXD charges 0.35%. On a $10,000 position that is $6 vs $35 annually, a gap of $29 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 1.11% for STXD.
Holdings Overlap
28.0% of SCHD's money is in holdings STXD also owns. 9.6% of STXD's money is in holdings SCHD also owns.
SCHD and STXD share little of their money.
16 positions in common, counted across the 100 positions we hold weights for in SCHD and 180 in STXD, against full books of 103 and 181.
What only one of them owns
Our book lists 161 positions for STXD that do not appear in our book for SCHD (90.0% of the fund), and 83 for SCHD that do not appear in STXD (72.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in STXD | Difference |
|---|---|---|---|
| AMGNAmgen Inc. | 4.70% | 1.53% | 3.17% |
| HDHome Depot Inc/The | 3.88% | 2.16% | 1.72% |
| ABTAbbott Laboratories | 4.69% | 1.25% | 3.44% |
| TXNTexas Instrument Inc | 3.13% | 1.57% | 1.56% |
| ACNAccenture Plc | 2.84% | 0.77% | 2.07% |
| ADPAutomatic Data Processing, Inc. | 2.79% | 0.76% | 2.03% |
| FASTFastenal Co. | 1.38% | 0.37% | 1.01% |
| PAYXPaychex, Inc. | 1.00% | 0.27% | 0.73% |
| ARESAres Management Corp A | 0.74% | 0.19% | 0.55% |
| CINFCincinnati Financial Corp. | 0.64% | 0.17% | 0.47% |
28.0% of SCHD is already inside STXD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or STXD?
SCHD has an expense ratio of 0.06% while STXD charges 0.35%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, SCHD or STXD?
Over the past year SCHD returned +25.92% vs +7.44% for STXD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +10.84% vs +12.93% for STXD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or STXD?
SCHD has been the more volatile fund at 13.4% annualized versus 10.9% for STXD. Worst drawdown: SCHD -16.1% vs STXD -14.9%.
Should I hold both SCHD and STXD?
SCHD and STXD have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and STXD?
28.0% of SCHD's money is in holdings STXD also owns. 9.6% of STXD's is in holdings SCHD also owns. They hold 16 positions in common, counted across the 100 positions we hold weights for in SCHD and 180 in STXD.
Which pays a higher dividend, SCHD or STXD?
SCHD yields 3.00% while STXD yields 1.11%, so SCHD currently pays the higher dividend yield.
Is STXD better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and 3Y, STXD over the full window. STXD is less concentrated, with 38.8% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.