SCHD vs TUG
Schwab US Dividend Equity ETF vs STF Tactical Growth ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. TUG offers more diversification with 101 holdings.
Side-by-Side Comparison
| Metric | SCHD | TUG | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.65% | |
| AUM | $103.7B | $32M | |
| Dividend Yield | 3.31% | 1.91% | |
| Holdings | 104 | 101 | |
| YTD Return | +24.26% | +18.75% | |
| 1Y Return | +31.38% | +28.47% | |
| 3Y Return (annualized) | +15.08% | +21.92% | |
| 5Y Return (annualized) | +9.72% | - | |
| Volatility (annualized) | 13.6% | 16.6% | |
| Max Drawdown | -33.4% | -22.3% | |
| Fund Family | Charles Schwab Asset Management | Gateway Credit Partners | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | May 18, 2022 |
SCHD vs TUG Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and STF Tactical Growth ETF (TUG) is a ETF from Gateway Credit Partners. Over the past year SCHD returned +31.38% while TUG returned +28.47%. Year to date, SCHD is up 24.26% versus a gain of 18.75% for TUG.
Over three years, SCHD compounded at +15.08% per year against +21.92% for TUG. Across the full 4-year window we track, TUG has the edge at +18.62% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TUG has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -22.3% for TUG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.23. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while TUG charges 0.65%. On a $10,000 position that is $6 vs $65 annually, a gap of $59 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.91% for TUG.
Holdings Overlap
SCHD and TUG share 8 holdings out of 193 unique holdings combined, representing a 4.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or TUG?
SCHD has an expense ratio of 0.06% while TUG charges 0.65%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, SCHD or TUG?
Over the past year SCHD returned +31.38% vs +28.47% for TUG, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.39% vs +18.62% for TUG. Past performance does not guarantee future results.
Which is riskier, SCHD or TUG?
TUG has been the more volatile fund at 16.6% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs TUG -22.3%.
Should I hold both SCHD and TUG?
SCHD and TUG have a monthly-return correlation of 0.23, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and TUG?
SCHD and TUG share 8 common holdings with a 4.6% weight overlap. Combined, they hold 193 unique securities.
Which pays a higher dividend, SCHD or TUG?
SCHD yields 3.31% while TUG yields 1.91%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.