SCHD vs TUG
Schwab US Dividend Equity ETF vs STF Tactical Growth ETF
Which is better, SCHD or TUG?
Large Cap Value against Multi Alternative.
SCHD has a lower expense ratio. SCHD led over 1Y, TUG over 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 49.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TUG |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.65% |
| AUM | $112.1B | $33M |
| Dividend Yield | 3.00% | 1.94% |
| Holdings | 103 | 104 |
| YTD Return | +21.33%Best | +20.60% |
| 1Y Return | +25.15%Best | +24.61% |
| 3Y Return (annualized) | +15.43% | +23.98%Best |
| 5Y Return (annualized) | +9.32% | - |
| Volatility (annualized) | 15.3%Best | 16.4% |
| Max Drawdown | -16.1%Best | -22.3% |
| $10,000 over 4.3 years | $15,458 | $20,688Best |
| Top 10 Weight | 41.8%Best | 49.4% |
| Fund Family | Charles Schwab Asset Management | Shelton Capital Management |
| Category | Equity | Alternative |
| Style | Large Cap Value | Multi Alternative |
| Inception | Oct 20, 2011 | May 18, 2022 |
Volatility and max drawdown, and the $10,000 over 4.3 years row, are measured over the window both funds cover: May 20, 2022 to Sep 24, 2026 (4.3 years).
SCHD vs TUG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.3 years both funds cover.
SCHD vs TUG Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and STF Tactical Growth ETF (TUG) is an ETF from Shelton Capital Management. Over the past year SCHD returned +25.15% while TUG returned +24.61%. Year to date, SCHD is up 21.33% versus a gain of 20.60% for TUG.
Over three years, SCHD compounded at +15.43% per year against +23.98% for TUG. Across the full 4-year window we track, TUG has the edge at +18.42% annualized vs +10.66%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TUG has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 15.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -22.3% for TUG. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.22. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while TUG charges 0.65%. On a $10,000 position that is $6 vs $65 annually, a gap of $59 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 1.94% for TUG.
Holdings Overlap
21.5% of SCHD's money is in holdings TUG also owns. 4.4% of TUG's money is in holdings SCHD also owns.
SCHD and TUG share little of their money.
8 positions in common, counted across the 100 positions we hold weights for in SCHD and 101 in TUG, against full books of 103 and 104.
What only one of them owns
Our book lists 88 positions for TUG that do not appear in our book for SCHD (92.4% of the fund), and 91 for SCHD that do not appear in TUG (78.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in TUG | Difference |
|---|---|---|---|
| AMGNAmgen Inc. | 4.70% | 0.90% | 3.80% |
| PEPPepsico Inc. | 3.64% | 0.72% | 2.92% |
| TXNTexas Instrument Inc | 3.13% | 0.93% | 2.20% |
| QCOMQualcomm Inc. | 2.52% | 0.85% | 1.67% |
| ADPAutomatic Data Processing, Inc. | 2.79% | 0.51% | 2.28% |
| CMCSAComcast Corp-class A Cmcsa | 2.31% | 0.03% | 2.28% |
| FASTFastenal Co. | 1.38% | 0.27% | 1.11% |
| PAYXPaychex, Inc. | 1.00% | 0.17% | 0.83% |
21.5% of SCHD is already inside TUG.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TUG?
SCHD has an expense ratio of 0.06% while TUG charges 0.65%. SCHD is the cheaper option, by $59 a year on a $10,000 investment.
Which performed better, SCHD or TUG?
Over the past year SCHD returned +25.15% vs +24.61% for TUG, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +10.66% vs +18.42% for TUG. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TUG?
TUG has been the more volatile fund at 16.4% annualized versus 15.3% for SCHD. Worst drawdown: SCHD -16.1% vs TUG -22.3%.
Should I hold both SCHD and TUG?
SCHD and TUG have a monthly-return correlation of 0.22, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and TUG?
21.5% of SCHD's money is in holdings TUG also owns. 4.4% of TUG's is in holdings SCHD also owns. They hold 8 positions in common, counted across the 100 positions we hold weights for in SCHD and 101 in TUG.
Which pays a higher dividend, SCHD or TUG?
SCHD yields 3.00% while TUG yields 1.94%, so SCHD currently pays the higher dividend yield.
Is TUG better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, TUG over 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 49.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.