SCHD vs TUGN
Schwab US Dividend Equity ETF vs STF Tactical Growth & Income ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns.
Side-by-Side Comparison
| Metric | SCHD | TUGN | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.65% | |
| AUM | $103.7B | $79M | |
| Dividend Yield | 3.31% | 10.77% | |
| Holdings | 104 | 102 | |
| YTD Return | +25.62% | +17.55% | |
| 1Y Return | +32.62% | +24.56% | |
| 3Y Return (annualized) | +15.58% | +21.01% | |
| 5Y Return (annualized) | +9.63% | - | |
| Volatility (annualized) | 13.6% | 17.2% | |
| Max Drawdown | -33.4% | -23.4% | |
| Fund Family | Charles Schwab Asset Management | Gateway Credit Partners | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | May 18, 2022 |
SCHD vs TUGN Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and STF Tactical Growth & Income ETF (TUGN) is a ETF from Gateway Credit Partners. Over the past year SCHD returned +32.62% while TUGN returned +24.56%. Year to date, SCHD is up 25.62% versus a gain of 17.55% for TUGN.
Over three years, SCHD compounded at +15.58% per year against +21.01% for TUGN. Across the full 4-year window we track, TUGN has the edge at +15.15% annualized vs +11.47%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TUGN has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -23.4% for TUGN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.26. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while TUGN charges 0.65%. On a $10,000 position that is $6 vs $65 annually, a gap of $59 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 10.77% for TUGN.
Holdings Overlap
SCHD and TUGN share 8 holdings out of 192 unique holdings combined, representing a 5.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or TUGN?
SCHD has an expense ratio of 0.06% while TUGN charges 0.65%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, SCHD or TUGN?
Over the past year SCHD returned +32.62% vs +24.56% for TUGN, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.47% vs +15.15% for TUGN. Past performance does not guarantee future results.
Which is riskier, SCHD or TUGN?
TUGN has been the more volatile fund at 17.2% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs TUGN -23.4%.
Should I hold both SCHD and TUGN?
SCHD and TUGN have a monthly-return correlation of 0.26, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and TUGN?
SCHD and TUGN share 8 common holdings with a 5.3% weight overlap. Combined, they hold 192 unique securities.
Which pays a higher dividend, SCHD or TUGN?
SCHD yields 3.31% while TUGN yields 10.77%, so TUGN currently pays the higher dividend yield.
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