SCHG vs SPYG

SCHG vs SPYG

Which is better, SCHG or SPYG?

Each has led over a different period.

SCHG led over the full window, SPYG over 1Y, 3Y and 5Y. The two have moved almost in lockstep, correlation 0.98. SCHG is less concentrated, with 51.0% of the fund in its ten largest positions against 59.4%.

Lower Fees: TiedHigher Returns: splitLess Concentrated: SCHG

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSCHGSPYG
Expense Ratio0.04%Tie0.04%Tie
AUM$62.4B$53.9B
Dividend Yield0.37%0.48%
Holdings196149
YTD Return+11.20%+15.77%Best
1Y Return+14.16%+19.22%Best
3Y Return (annualized)+25.92%+27.97%Best
5Y Return (annualized)+13.70%+13.82%Best
Volatility (annualized)16.7%15.9%Best
Max Drawdown-34.6%-32.7%Best
$10,000 over 5 years$19,002$19,103Best
Top 10 Weight51.0%Best59.4%
Fund FamilyCharles Schwab Asset ManagementState Street Investment Management
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Growth
InceptionDec 11, 2009Sep 25, 2000

Volatility and max drawdown are measured over the window both funds cover: Dec 11, 2009 to Sep 24, 2026 (16.8 years).

SCHG vs SPYG growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16.8 years both funds cover.

SCHG vs SPYG Performance

Schwab US Large-Cap Growth ETF (SCHG) is an ETF from Charles Schwab Asset Management and State Street SPDR Portfolio S&P 500 Growth ETF (SPYG) is an ETF from State Street Investment Management. Over the past year SCHG returned +14.16% while SPYG returned +19.22%. Year to date, SCHG is up 11.20% versus a gain of 15.77% for SPYG.

Over three years, SCHG compounded at +25.92% per year against +27.97% for SPYG; over five years the annualized figures are +13.70% and +13.82% respectively. Across the full 17-year window we track, SCHG has the edge at +15.77% annualized vs +15.16%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHG has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 15.9% for SPYG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.6% for SCHG and -32.7% for SPYG. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SCHG charges 0.04% per year while SPYG charges 0.04%. On a $10,000 position that is $4 vs $4 annually. On income, SCHG currently yields 0.37% against 0.48% for SPYG.

Holdings Overlap

SCHG already in SPYG80.3%
SPYG already in SCHG75.1%

80.3% of SCHG's money is in holdings SPYG also owns. 75.1% of SPYG's money is in holdings SCHG also owns.

Most of SCHG is already inside SPYG. Owning both mostly buys the same companies twice.

73 positions in common, counted across the 193 positions we hold weights for in SCHG and 149 in SPYG, against full books of 196 and 149.

What only one of them owns

Our book lists 75 positions for SPYG that do not appear in our book for SCHG (24.7% of the fund), and 114 for SCHG that do not appear in SPYG (19.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in SCHGWeight in SPYGDifference
NVDANvidia Corp10.67%14.85%4.18%
MSFTMicrosoft Corp7.52%10.47%2.95%
AAPLApple, Inc9.29%6.46%2.83%
GOOGLAlphabet Inc,class A3.97%5.53%1.56%
AMZNAmazon.Com Inc5.07%3.74%1.33%
AVGOBroadcom Inc3.50%4.87%1.37%
GOOGAlphabet Inc3.16%4.40%1.24%
METAMeta Platforms Inc2.51%3.49%0.98%
LLYEli Lilly & Co.2.93%2.54%0.39%
AMDAdvanced Micro Devices Inc2.37%2.13%0.24%

80.3% of SCHG is already inside SPYG.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

SCHGSPYG

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SCHG or SPYG?

SCHG has an expense ratio of 0.04% while SPYG charges 0.04%. At the precision these are quoted to, they cost the same.

Which performed better, SCHG or SPYG?

Over the past year SCHG returned +14.16% vs +19.22% for SPYG, so SPYG leads on 1-year performance. Over the longest common window we track (17 years), SCHG annualized +15.77% vs +15.16% for SPYG. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SCHG or SPYG?

SCHG has been the more volatile fund at 16.7% annualized versus 15.9% for SPYG. Worst drawdown: SCHG -34.6% vs SPYG -32.7%.

Should I hold both SCHG and SPYG?

SCHG and SPYG have a monthly-return correlation of 0.98, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between SCHG and SPYG?

80.3% of SCHG's money is in holdings SPYG also owns. 75.1% of SPYG's is in holdings SCHG also owns. They hold 73 positions in common, counted across the 193 positions we hold weights for in SCHG and 149 in SPYG.

Which pays a higher dividend, SCHG or SPYG?

SCHG yields 0.37% while SPYG yields 0.48%, so SPYG currently pays the higher dividend yield.

Is SPYG better than SCHG?

SCHG led over the full window, SPYG over 1Y, 3Y and 5Y. The two have moved almost in lockstep, correlation 0.98. SCHG is less concentrated, with 51.0% of the fund in its ten largest positions against 59.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.