SCOW vs VTI

SCOW vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricSCOWVTIWinner
Expense Ratio0.59%0.03%
AUM$2M$666.9B
Dividend Yield0.36%1.07%
Holdings813,543
YTD Return+20.51%+14.82%
1Y Return+18.25%+22.43%
3Y Return (annualized)-+21.93%
5Y Return (annualized)-+12.34%
Volatility (annualized)12.5%15.4%
Max Drawdown-10.1%-56.6%
Fund FamilyPacer ETFsVanguard (US)
CategoryEquityEquity
InceptionAug 27, 2025May 24, 2001

SCOW vs VTI Performance

Pacer S&P SmallCap 600 Quality FCF Aristocrats ETF (SCOW) is a ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SCOW returned +18.25% while VTI returned +22.43%. Year to date, SCOW is up 20.51% versus a gain of 14.82% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 12.5% for SCOW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.1% for SCOW and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCOW charges 0.59% per year while VTI charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, SCOW currently yields 0.36% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

SCOW and VTI share 2 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCOWWeight in VTIDifference
BMI1.56%0.00%1.56%
AMN0.32%0.00%0.32%

Frequently Asked Questions

Which is cheaper, SCOW or VTI?

SCOW has an expense ratio of 0.59% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which performed better, SCOW or VTI?

Over the past year SCOW returned +18.25% vs +22.43% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results.

Which is riskier, SCOW or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 12.5% for SCOW. Worst drawdown: SCOW -10.1% vs VTI -56.6%.

Should I hold both SCOW and VTI?

SCOW and VTI have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCOW and VTI?

SCOW and VTI share 2 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.

Which pays a higher dividend, SCOW or VTI?

SCOW yields 0.36% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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