SPIN vs VYM

SPIN vs VYM

Which is better, SPIN or VYM?

Large Cap Blend against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 46.1%.

Lower Fees: VYMHigher Returns: VYMLess Concentrated: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSPINVYM
Expense Ratio0.25%0.04%Best
AUM$48M$81.6B
Dividend Yield4.85%2.22%
Holdings101613
YTD Return+1.76%+12.29%Best
1Y Return+6.94%+16.61%Best
3Y Return (annualized)-+17.42%
5Y Return (annualized)-+12.12%
Volatility (annualized)9.3%Best10.6%
Max Drawdown-16.9%-14.5%Best
$10,000 over 2 years$12,237$13,488Best
Top 10 Weight46.1%26.1%Best
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionSep 4, 2024Nov 10, 2006

Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Sep 5, 2024 to Sep 17, 2026 (2 years).

SPIN vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2 years both funds cover.

SPIN vs VYM Performance

State Street US Equity Premium Income ETF (SPIN) is an ETF from State Street Investment Management and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year SPIN returned +6.94% while VYM returned +16.61%. Year to date, SPIN is up 1.76% versus a gain of 12.29% for VYM.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 10.6% compared with 9.3% for SPIN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.9% for SPIN and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SPIN charges 0.25% per year while VYM charges 0.04%. On a $10,000 position that is $25 vs $4 annually, a gap of $21 per year that compounds over a long holding period. On income, SPIN currently yields 4.85% against 2.22% for VYM.

Holdings Overlap

SPIN already in VYM24.1%
VYM already in SPIN35.7%

24.1% of SPIN's money is in holdings VYM also owns. 35.7% of VYM's money is in holdings SPIN also owns.

The two portfolios partly overlap.

35 positions in common, counted across the 96 positions we hold weights for in SPIN and 557 in VYM, against full books of 101 and 613.

What only one of them owns

Our book lists 493 positions for VYM that do not appear in our book for SPIN (61.4% of the fund), and 59 for SPIN that do not appear in VYM (74.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in SPINWeight in VYMDifference
AVGOBroadcom Inc3.33%7.35%4.02%
JPMJpmorgan Chase2.12%3.82%1.70%
XOMExxon Mobil Corp.2.08%2.63%0.55%
JNJJohnson & Johnson - Common1.00%2.51%1.51%
HDHome Depot Inc/The1.34%1.34%0.00%
MRKMerck & Company Inc0.66%1.31%0.65%
LINLinde Plc Ordinary Shares1.01%0.90%0.11%
PGProcter & Gamble Company0.53%1.37%0.84%
PMPhilip Morris International Inc.0.54%1.21%0.67%
WFCWells Fargo & Co.0.65%1.07%0.42%

35.7% of VYM is already inside SPIN.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

SPINVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SPIN or VYM?

SPIN has an expense ratio of 0.25% while VYM charges 0.04%. VYM is the cheaper option, by $21 a year on a $10,000 investment.

Which performed better, SPIN or VYM?

Over the past year SPIN returned +6.94% vs +16.61% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), SPIN annualized +10.62% vs +16.14% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SPIN or VYM?

VYM has been the more volatile fund at 10.6% annualized versus 9.3% for SPIN. Worst drawdown: SPIN -16.9% vs VYM -14.5%.

Should I hold both SPIN and VYM?

SPIN and VYM have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between SPIN and VYM?

35.7% of VYM's money is in holdings SPIN also owns. 35.7% of VYM's is in holdings SPIN also owns. They hold 35 positions in common, counted across the 96 positions we hold weights for in SPIN and 557 in VYM.

Which pays a higher dividend, SPIN or VYM?

SPIN yields 4.85% while VYM yields 2.22%, so SPIN currently pays the higher dividend yield.

Is VYM better than SPIN?

VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 46.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.