SPIN vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricSPINVYMWinner
Expense Ratio0.25%0.04%
AUM$46M$79.0B
Dividend Yield5.68%2.86%
Holdings197568
YTD Return+3.81%+15.80%
1Y Return+12.52%+26.12%
3Y Return (annualized)-+18.25%
5Y Return (annualized)-+12.51%
Volatility (annualized)9.5%14.6%
Max Drawdown-16.9%-58.8%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryEquityEquity
InceptionSep 4, 2024Nov 10, 2006

SPIN vs VYM Performance

State Street US Equity Premium Income ETF (SPIN) is a ETF from State Street Investment Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year SPIN returned +12.52% while VYM returned +26.12%. Year to date, SPIN is up 3.81% versus a gain of 15.80% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 9.5% for SPIN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.9% for SPIN and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SPIN charges 0.25% per year while VYM charges 0.04%. On a $10,000 position that is $25 vs $4 annually, a gap of $21 per year that compounds over a long holding period. On income, SPIN currently yields 5.68% against 2.86% for VYM.

Holdings Overlap

20.6%overlap

SPIN and VYM share 31 holdings out of 625 unique holdings combined, representing a 20.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPINWeight in VYMDifference
AVGO3.49%6.47%2.98%
JPM:US2.24%3.36%1.12%
XOM1.47%2.83%1.36%
JNJProProPro
WMTProProPro
HDProProPro
BACProProPro
PGProProPro
CVXProProPro
MRKProProPro
See all 10 holdings SPIN shares with VYM
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Frequently Asked Questions

Which is cheaper, SPIN or VYM?

SPIN has an expense ratio of 0.25% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $21 per year of difference.

Which performed better, SPIN or VYM?

Over the past year SPIN returned +12.52% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), SPIN annualized +12.44% vs +7.07% for VYM. Past performance does not guarantee future results.

Which is riskier, SPIN or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 9.5% for SPIN. Worst drawdown: SPIN -16.9% vs VYM -58.8%.

Should I hold both SPIN and VYM?

SPIN and VYM have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPIN and VYM?

SPIN and VYM share 31 common holdings with a 20.6% weight overlap. Combined, they hold 625 unique securities.

Which pays a higher dividend, SPIN or VYM?

SPIN yields 5.68% while VYM yields 2.86%, so SPIN currently pays the higher dividend yield.

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