SPY vs TRUF
State Street SPDR S&P 500 ETF Trust vs VanEck Financials TruSector ETF
Which is better, SPY or TRUF?
Large Cap Blend against Large Cap Value.
SPY has a lower expense ratio. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 81.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPY | TRUF |
|---|---|---|
| Expense Ratio | 0.09%Best | 0.10% |
| AUM | $814.4B | $591,232.77 |
| Dividend Yield | 1.01% | 0.36% |
| Holdings | 505 | 23 |
| YTD Return | +12.71% | +15.82%Best |
| 1Y Return | +19.36% | - |
| 3Y Return (annualized) | +21.09% | - |
| 5Y Return (annualized) | +12.69% | - |
| Top 10 Weight | 38.0%Best | 81.8% |
| Fund Family | State Street Investment Management | VanEck |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jan 22, 1993 | Apr 1, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
SPY vs TRUF growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SPY vs TRUF Performance
State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and VanEck Financials TruSector ETF (TRUF) is an ETF from VanEck. Year to date, SPY is up 12.71% versus a gain of 15.82% for TRUF.
Past performance does not guarantee future results.
Fees and Cost Over Time
SPY charges 0.09% per year while TRUF charges 0.10%. On a $10,000 position that is $9 vs $10 annually, a gap of $1 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.36% for TRUF.
Holdings Overlap
12.2% of SPY's money is in holdings TRUF also owns. 39.6% of TRUF's money is in holdings SPY also owns.
The two portfolios partly overlap.
74 positions in common, counted across the 503 positions we hold weights for in SPY and 78 in TRUF, against full books of 505 and 23.
What only one of them owns
Our book lists 1 positions for TRUF that do not appear in our book for SPY (59.9% of the fund), and 417 for SPY that do not appear in TRUF (87.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SPY | Weight in TRUF | Difference |
|---|---|---|---|
| JPMJpmorgan Chase & Co. | 1.44% | 4.69% | 3.25% |
| BRK.BBerkshire Hathaway, Inc., Class B | 1.42% | 4.63% | 3.21% |
| V'visa Inc., Class 'a'' | 0.92% | 2.98% | 2.06% |
| MAMastercard Inc | 0.69% | 2.26% | 1.57% |
| BACBank Of America Corp Preferred Stock 6.5 | 0.62% | 2.03% | 1.41% |
| GSGoldman Sachs Group Inc. | 0.47% | 1.58% | 1.11% |
| WFCWells Fargo & Co | 0.41% | 1.34% | 0.93% |
| MSMorgan Stanley | 0.39% | 1.26% | 0.87% |
| CCitigroup, Inc. | 0.35% | 1.16% | 0.81% |
| AXPAmerican Express Co. | 0.28% | 0.92% | 0.64% |
39.6% of TRUF is already inside SPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPY or TRUF?
SPY has an expense ratio of 0.09% while TRUF charges 0.10%. SPY is the cheaper option, by $1 a year on a $10,000 investment.
What is the holdings overlap between SPY and TRUF?
39.6% of TRUF's money is in holdings SPY also owns. 39.6% of TRUF's is in holdings SPY also owns. They hold 74 positions in common, counted across the 503 positions we hold weights for in SPY and 78 in TRUF.
Which pays a higher dividend, SPY or TRUF?
SPY yields 1.01% while TRUF yields 0.36%, so SPY currently pays the higher dividend yield.
Is TRUF better than SPY?
SPY has a lower expense ratio. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 81.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.