SPY vs XLPM
State Street SPDR S&P 500 ETF Trust vs State Street S&P 500 Consumer Staples Market Sector SPDR ETF
Which is better, SPY or XLPM?
SPY costs less.
SPY has a lower expense ratio. SPY is less concentrated, with 38.9% of the fund in its ten largest positions against 99.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPY | XLPM |
|---|---|---|
| Expense Ratio | 0.09%Best | 0.12% |
| AUM | $777.9B | $535,985.66 |
| Dividend Yield | 1.00% | 0.00% |
| Holdings | 1,011 | 19 |
| YTD Return | +12.09%Best | +6.40% |
| 1Y Return | +12.45% | - |
| 3Y Return (annualized) | +21.45% | - |
| 5Y Return (annualized) | +11.87% | - |
| Top 10 Weight | 38.9%Best | 99.8% |
| Fund Family | State Street Investment Management | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 22, 1993 | Oct 13, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
SPY vs XLPM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SPY vs XLPM Performance
State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and State Street S&P 500 Consumer Staples Market Sector SPDR ETF (XLPM) is an ETF from State Street Investment Management. Year to date, SPY is up 12.09% versus a gain of 6.40% for XLPM.
Past performance does not guarantee future results.
Fees and Cost Over Time
SPY charges 0.09% per year while XLPM charges 0.12%. On a $10,000 position that is $9 vs $12 annually, a gap of $3 per year that compounds over a long holding period. On income, SPY currently yields 1.00% against 0.00% for XLPM.
Holdings Overlap
4.3% of SPY's money is in holdings XLPM also owns. 100.0% of XLPM's money is in holdings SPY also owns.
Most of XLPM is already inside SPY. Owning both mostly buys the same companies twice.
19 positions in common, counted across the 504 positions we hold weights for in SPY and 19 in XLPM, against full books of 1,011 and 19.
What only one of them owns
Measured across the 504 and 19 positions we hold weights for.
SPY holds 480 positions XLPM does not, 95.4% of the fund.
Largest: NVDA 8.05%, AAPL 7.53%, MSFT 5.96%, AMZN 3.75%, GOOGL 3.07%
Top Shared Holdings
| Stock | Weight in SPY | Weight in XLPM | Difference |
|---|---|---|---|
| STTState Street Corp. | 0.07% | 51.86% | 51.79% |
| WMTWalmart Inc | 0.78% | 11.08% | 10.30% |
| COSTCostco Wholesale Corp. | 0.65% | 9.16% | 8.51% |
| PGProcter & Gamble Company | 0.55% | 7.61% | 7.06% |
| KOCoca Cola Co. | 0.53% | 7.34% | 6.81% |
| PMPhilip Morris International Inc. | 0.48% | 6.53% | 6.05% |
| PEPPepsico Inc | 0.27% | 3.62% | 3.35% |
| MOAltria Group Inc | 0.18% | 1.53% | 1.35% |
| VYLRVylor Inc | 0.08% | 0.71% | 0.63% |
| MDLZMondelez International Inc Com A Npv | 0.12% | 0.34% | 0.22% |
100.0% of XLPM is already inside SPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPY or XLPM?
SPY has an expense ratio of 0.09% while XLPM charges 0.12%. SPY is the cheaper option, by $3 a year on a $10,000 investment.
What is the holdings overlap between SPY and XLPM?
100.0% of XLPM's money is in holdings SPY also owns. 100.0% of XLPM's is in holdings SPY also owns. They hold 19 positions in common, counted across the 504 positions we hold weights for in SPY and 19 in XLPM.
Which pays a higher dividend, SPY or XLPM?
SPY yields 1.00% while XLPM yields 0.00%, so SPY currently pays the higher dividend yield.
Is XLPM better than SPY?
SPY has a lower expense ratio. SPY is less concentrated, with 38.9% of the fund in its ten largest positions against 99.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.