SRV vs VTI
NXG Cushing Midstream Energy Fund vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. SRV delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | SRV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 4.25% | 0.03% | |
| AUM | $295M | $663.5B | |
| Dividend Yield | 15.33% | 1.07% | |
| Holdings | 57 | 3,543 | |
| YTD Return | +27.13% | +14.22% | |
| 1Y Return | +29.31% | +22.19% | |
| 3Y Return (annualized) | +20.93% | +21.27% | |
| 5Y Return (annualized) | +26.44% | +12.23% | |
| Volatility (annualized) | 39.5% | 15.3% | |
| Max Drawdown | -99.6% | -56.6% | |
| Fund Family | Cushing Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Aug 27, 2007 | May 24, 2001 |
SRV vs VTI Performance
NXG Cushing Midstream Energy Fund (SRV) is a ETF from Cushing Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SRV returned +29.31% while VTI returned +22.19%. Year to date, SRV is up 27.13% versus a gain of 14.22% for VTI.
Over three years, SRV compounded at +20.93% per year against +21.27% for VTI; over five years the annualized figures are +26.44% and +12.23% respectively. Across the full 19-year window we track, VTI has the edge at +8.14% annualized vs -14.93%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SRV has been the more volatile fund, with annualized monthly volatility of 39.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -99.6% for SRV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.48. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SRV charges 4.25% per year while VTI charges 0.03%. On a $10,000 position that is $425 vs $3 annually, a gap of $422 per year that compounds over a long holding period. On income, SRV currently yields 15.33% against 1.07% for VTI.
Holdings Overlap
SRV and VTI share 27 holdings out of 2802 unique holdings combined, representing a 2.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SRV or VTI?
SRV has an expense ratio of 4.25% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $422 per year of difference.
Which performed better, SRV or VTI?
Over the past year SRV returned +29.31% vs +22.19% for VTI, so SRV leads on 1-year performance. Over the longest common window we track (19 years), SRV annualized -14.93% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, SRV or VTI?
SRV has been the more volatile fund at 39.5% annualized versus 15.3% for VTI. Worst drawdown: SRV -99.6% vs VTI -56.6%.
Should I hold both SRV and VTI?
SRV and VTI have a monthly-return correlation of 0.48, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SRV and VTI?
SRV and VTI share 27 common holdings with a 2.1% weight overlap. Combined, they hold 2802 unique securities.
Which pays a higher dividend, SRV or VTI?
SRV yields 15.33% while VTI yields 1.07%, so SRV currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.