TBG vs VTI
TBG Dividend Focus ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TBG or VTI?
All Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 39.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TBG | VTI |
|---|---|---|
| Expense Ratio | 0.45% | 0.03%Best |
| AUM | $282M | $666.9B |
| Dividend Yield | 2.53% | 1.03% |
| Holdings | 39 | 3,543 |
| YTD Return | +12.99%Best | +12.30% |
| 1Y Return | +14.81% | +16.08%Best |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 11.9%Best | 12.1% |
| Max Drawdown | -14.8%Best | -19.3% |
| $10,000 over 2.9 years | $16,137 | $18,137Best |
| Top 10 Weight | 39.3% | 33.3%Best |
| Fund Family | EA Series Trust | Vanguard (US) |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Blend |
| Inception | Nov 6, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Nov 7, 2023 to Sep 18, 2026 (2.9 years).
TBG vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
TBG vs VTI Performance
TBG Dividend Focus ETF (TBG) is an ETF from EA Series Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TBG returned +14.81% while VTI returned +16.08%. Year to date, TBG is up 12.99% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.1% compared with 11.9% for TBG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.8% for TBG and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
TBG charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, TBG currently yields 2.53% against 1.03% for VTI.
Holdings Overlap
84.0% of TBG's money is in holdings VTI also owns. 9.1% of VTI's money is in holdings TBG also owns.
Most of TBG is already inside VTI. Owning both mostly buys the same companies twice.
33 positions in common, counted across the 38 positions we hold weights for in TBG and 3,463 in VTI, against full books of 39 and 3,543.
What only one of them owns
Our book lists 1,118 positions for VTI that do not appear in our book for TBG (88.4% of the fund), and 4 for TBG that do not appear in VTI (14.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in TBG | Weight in VTI | Difference |
|---|---|---|---|
| BXBlackstone Group Inc. Class A | 4.94% | 0.13% | 4.81% |
| MRKMerck & Company Inc | 4.51% | 0.45% | 4.06% |
| CVXChevron Corp | 3.77% | 0.52% | 3.25% |
| VZVerizon Communic | 3.93% | 0.24% | 3.69% |
| JNJJohnson & Johnson - Common | 3.24% | 0.86% | 2.38% |
| PGProcter & Gamble Company | 3.45% | 0.47% | 2.98% |
| ACNAccenture Plc | 3.36% | 0.14% | 3.22% |
| PEPPepsico Inc. | 3.22% | 0.26% | 2.96% |
| JPMJpmorgan Chase | 2.06% | 1.31% | 0.75% |
| GISGeneral Mills In | 3.34% | 0.03% | 3.31% |
84.0% of TBG is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TBG or VTI?
TBG has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, TBG or VTI?
Over the past year TBG returned +14.81% vs +16.08% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TBG or VTI?
VTI has been the more volatile fund at 12.1% annualized versus 11.9% for TBG. Worst drawdown: TBG -14.8% vs VTI -19.3%.
Should I hold both TBG and VTI?
TBG and VTI have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between TBG and VTI?
84.0% of TBG's money is in holdings VTI also owns. 9.1% of VTI's is in holdings TBG also owns. They hold 33 positions in common, counted across the 38 positions we hold weights for in TBG and 3,463 in VTI.
Which pays a higher dividend, TBG or VTI?
TBG yields 2.53% while VTI yields 1.03%, so TBG currently pays the higher dividend yield.
Is VTI better than TBG?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 39.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.