TDVI vs VTI
FT Vest Technology Dividend Target Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TDVI or VTI?
Each has led over a different period.
VTI has a lower expense ratio. TDVI led over 3Y, VTI over 1Y and the full window. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 56.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TDVI | VTI |
|---|---|---|
| Expense Ratio | 0.75% | 0.03%Best |
| AUM | $628M | $689.2B |
| Dividend Yield | 7.63% | 1.06% |
| Holdings | 180 | 3,542 |
| YTD Return | +13.32%Best | +12.23% |
| 1Y Return | +12.58% | +12.74%Best |
| 3Y Return (annualized) | +23.68%Best | +21.44% |
| 5Y Return (annualized) | - | +10.83% |
| Volatility (annualized) | 22.3% | 12.9%Best |
| Max Drawdown | -25.9% | -19.3%Best |
| $10,000 over 3.3 years | $15,674 | $17,715Best |
| Top 10 Weight | 56.6% | 34.6%Best |
| Fund Family | First Trust Portfolios (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Aug 9, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: Aug 10, 2023 to Nov 11, 2026 (3.3 years).
TDVI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
TDVI vs VTI Performance
FT Vest Technology Dividend Target Income ETF (TDVI) is an ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TDVI returned +12.58% while VTI returned +12.74%. Year to date, TDVI is up 13.32% versus a gain of 12.23% for VTI.
Over three years, TDVI compounded at +23.68% per year against +21.44% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TDVI has been the more volatile fund, with annualized monthly volatility of 22.3% compared with 12.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.9% for TDVI and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TDVI charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, TDVI currently yields 7.63% against 1.06% for VTI.
Holdings Overlap
79.2% of TDVI's money is in holdings VTI also owns. 11.7% of VTI's money is in holdings TDVI also owns.
Most of TDVI is already inside VTI. Owning both mostly buys the same companies twice.
55 positions in common, counted across the 86 positions we hold weights for in TDVI and 3,464 in VTI, against full books of 180 and 3,542.
What only one of them owns
Our book lists 1,088 positions for VTI that do not appear in our book for TDVI (85.2% of the fund), and 14 for TDVI that do not appear in VTI (4.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in TDVI | Weight in VTI | Difference |
|---|---|---|---|
| MSFTMicrosoft Corp | 8.12% | 5.19% | 2.93% |
| AVGOBroadcom Inc | 7.63% | 2.28% | 5.35% |
| TXNTexas Instrument Inc | 8.96% | 0.35% | 8.61% |
| ORCLOracle Corp - Common | 7.60% | 0.32% | 7.28% |
| IBMIbm | 7.58% | 0.28% | 7.30% |
| QCOMQualcomm Inc. | 4.32% | 0.26% | 4.06% |
| ADIAnalog Devices | 3.51% | 0.26% | 3.25% |
| CSCOCisco Systems Inc. - Ordinary Shares | 2.02% | 0.52% | 1.50% |
| CRMSalesforce Inc Crm Us Equity | 1.93% | 0.24% | 1.69% |
| APHAmphenol Corp. Class A | 1.86% | 0.28% | 1.58% |
79.2% of TDVI is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TDVI or VTI?
TDVI has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option, by $72 a year on a $10,000 investment.
Which performed better, TDVI or VTI?
Over the past year TDVI returned +12.58% vs +12.74% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TDVI or VTI?
TDVI has been the more volatile fund at 22.3% annualized versus 12.9% for VTI. Worst drawdown: TDVI -25.9% vs VTI -19.3%.
Should I hold both TDVI and VTI?
TDVI and VTI have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between TDVI and VTI?
79.2% of TDVI's money is in holdings VTI also owns. 11.7% of VTI's is in holdings TDVI also owns. They hold 55 positions in common, counted across the 86 positions we hold weights for in TDVI and 3,464 in VTI.
Which pays a higher dividend, TDVI or VTI?
TDVI yields 7.63% while VTI yields 1.06%, so TDVI currently pays the higher dividend yield.
Is VTI better than TDVI?
VTI has a lower expense ratio. TDVI led over 3Y, VTI over 1Y and the full window. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 56.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.