TRFK vs VOO
Pacer Data and Digital Revolution ETF vs Vanguard S&P 500 ETF
Which is better, TRFK or VOO?
All Cap Blend against Large Cap Blend.
VOO has a lower expense ratio. TRFK led over 1Y, 3Y and the full window. VOO is less concentrated, with 39.1% of the fund in its ten largest positions against 57.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TRFK | VOO |
|---|---|---|
| Expense Ratio | 0.49% | 0.03%Best |
| AUM | $986M | $1.0T |
| Dividend Yield | 0.03% | 1.05% |
| Holdings | 98 | 519 |
| YTD Return | +20.66%Best | +11.31% |
| 1Y Return | +15.69%Best | +13.49% |
| 3Y Return (annualized) | +33.35%Best | +20.46% |
| 5Y Return (annualized) | - | +11.61% |
| Volatility (annualized) | 31.3% | 14.4%Best |
| Max Drawdown | -35.9% | -18.7%Best |
| $10,000 over 4.4 years | $31,603Best | $19,916 |
| Top 10 Weight | 57.2% | 39.1%Best |
| Fund Family | Pacer ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Blend |
| Inception | Jun 8, 2022 | Sep 7, 2010 |
Volatility and max drawdown, and the $10,000 over 4.4 years row, are measured over the window both funds cover: Jun 9, 2022 to Nov 13, 2026 (4.4 years).
TRFK vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.4 years both funds cover.
TRFK vs VOO Performance
Pacer Data and Digital Revolution ETF (TRFK) is an ETF from Pacer ETFs and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year TRFK returned +15.69% while VOO returned +13.49%. Year to date, TRFK is up 20.66% versus a gain of 11.31% for VOO.
Over three years, TRFK compounded at +33.35% per year against +20.46% for VOO. Across the full 4-year window we track, TRFK has the edge at +29.89% annualized vs +16.95%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TRFK has been the more volatile fund, with annualized monthly volatility of 31.3% compared with 14.4% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.9% for TRFK and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TRFK charges 0.49% per year while VOO charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, TRFK currently yields 0.03% against 1.05% for VOO.
Holdings Overlap
76.3% of TRFK's money is in holdings VOO also owns. 20.8% of VOO's money is in holdings TRFK also owns.
Most of TRFK is already inside VOO. Owning both mostly buys the same companies twice.
30 positions in common, counted across the 92 positions we hold weights for in TRFK and 506 in VOO, against full books of 98 and 519.
What only one of them owns
Our book lists 471 positions for VOO that do not appear in our book for TRFK (79.2% of the fund), and 40 for TRFK that do not appear in VOO (7.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in TRFK | Weight in VOO | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 10.52% | 8.39% | 2.13% |
| AVGOBroadcom Inc | 9.61% | 2.54% | 7.07% |
| MUMicron Technology, Inc. | 8.76% | 1.83% | 6.93% |
| AMDAdvanced Micro Devices Inc. | 7.22% | 1.52% | 5.70% |
| CSCOCisco Systems Inc. - Ordinary Shares | 4.24% | 0.64% | 3.60% |
| ORCLOracle Corp. | 3.93% | 0.36% | 3.57% |
| PANWPalo Alto Networks Inc. | 3.37% | 0.49% | 2.88% |
| INTCIntel Corp. | 2.91% | 0.91% | 2.00% |
| CRWDCrowdstrike Holdings Inc. Class A | 2.88% | 0.41% | 2.47% |
| ANETArista Networks Inc Common Stock | 2.41% | 0.32% | 2.09% |
76.3% of TRFK is already inside VOO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TRFK or VOO?
TRFK has an expense ratio of 0.49% while VOO charges 0.03%. VOO is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, TRFK or VOO?
Over the past year TRFK returned +15.69% vs +13.49% for VOO, so TRFK leads on 1-year performance. Over the longest common window we track (4 years), TRFK annualized +29.89% vs +16.95% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TRFK or VOO?
TRFK has been the more volatile fund at 31.3% annualized versus 14.4% for VOO. Worst drawdown: TRFK -35.9% vs VOO -18.7%.
Should I hold both TRFK and VOO?
TRFK and VOO have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between TRFK and VOO?
76.3% of TRFK's money is in holdings VOO also owns. 20.8% of VOO's is in holdings TRFK also owns. They hold 30 positions in common, counted across the 92 positions we hold weights for in TRFK and 506 in VOO.
Which pays a higher dividend, TRFK or VOO?
TRFK yields 0.03% while VOO yields 1.05%, so VOO currently pays the higher dividend yield.
Is VOO better than TRFK?
VOO has a lower expense ratio. TRFK led over 1Y, 3Y and the full window. VOO is less concentrated, with 39.1% of the fund in its ten largest positions against 57.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.