TSPA vs VXUS

TSPA vs VXUS

Which is better, TSPA or VXUS?

Each has led over a different period.

VXUS has a lower expense ratio. TSPA led over 3Y, 5Y and the full window, VXUS over 1Y.

Lower Fees: VXUSHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTSPAVXUS
Expense Ratio0.34%0.05%Best
AUM$4.5B$158.1B
Dividend Yield0.55%2.51%
Holdings3308,747
YTD Return+12.26%+12.82%Best
1Y Return+16.49%+19.86%Best
3Y Return (annualized)+21.35%Best+19.33%
5Y Return (annualized)+13.88%Best+9.46%
Volatility (annualized)15.7%14.9%Best
Max Drawdown-24.7%Best-29.4%
$10,000 over 5 years$19,153Best$15,714
Fund FamilyT.Rowe PriceVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJun 8, 2021Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jun 9, 2021 to Sep 18, 2026 (5.3 years).

TSPA vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.3 years both funds cover.

TSPA vs VXUS Performance

T Rowe Price US Equity Research ETF (TSPA) is an ETF from T.Rowe Price and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year TSPA returned +16.49% while VXUS returned +19.86%. Year to date, TSPA is up 12.26% versus a gain of 12.82% for VXUS.

Over three years, TSPA compounded at +21.35% per year against +19.33% for VXUS; over five years the annualized figures are +13.88% and +9.46% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TSPA has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 14.9% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.7% for TSPA and -29.4% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

TSPA charges 0.34% per year while VXUS charges 0.05%. On a $10,000 position that is $34 vs $5 annually, a gap of $29 per year that compounds over a long holding period. On income, TSPA currently yields 0.55% against 2.51% for VXUS.

Holdings Overlap

TSPA already in VXUS0.9%

At least 0.9% of TSPA's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

10 positions in common, counted across the 330 positions we hold weights for in TSPA and 8,082 in VXUS, against full books of 330 and 8,747.

Top Shared Holdings

StockWeight in TSPAWeight in VXUSDifference
SHOP:CAShopify Inc0.05%0.32%0.27%
CNI:CACanadian Natl Railway Co0.11%0.15%0.04%
AEM:CAAgnico Eagle Mines Ltd0.05%0.17%0.12%
SRESempra Common Stock0.19%0.00%0.19%
FNV:CAFranco-Nevada Corp0.10%0.09%0.01%
HBANHuntington Bancshares Inc./Oh0.12%0.05%0.07%
TSEM:ILTower Semicondctr Ltd0.08%0.06%0.02%
WCN:CAWaste Connections Inc Common Stock Cad 00.05%0.09%0.04%
DSGXDescartes Systems Grp/the Common Stock0.09%0.01%0.08%
WFG:CAWest Fraser Timber Company, Ltd.0.06%0.01%0.05%

You are not choosing between two funds in isolation.

Whichever of TSPA and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TSPAVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TSPA or VXUS?

TSPA has an expense ratio of 0.34% while VXUS charges 0.05%. VXUS is the cheaper option, by $29 a year on a $10,000 investment.

Which performed better, TSPA or VXUS?

Over the past year TSPA returned +16.49% vs +19.86% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, TSPA or VXUS?

TSPA has been the more volatile fund at 15.7% annualized versus 14.9% for VXUS. Worst drawdown: TSPA -24.7% vs VXUS -29.4%.

Should I hold both TSPA and VXUS?

TSPA and VXUS have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, TSPA or VXUS?

TSPA yields 0.55% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.

Is VXUS better than TSPA?

VXUS has a lower expense ratio. TSPA led over 3Y, 5Y and the full window, VXUS over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.