TSPA vs VYM

TSPA vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricTSPAVYMWinner
Expense Ratio0.34%0.04%
AUM$4.5B$81.6B
Dividend Yield0.57%2.24%
Holdings310616
YTD Return+11.89%+14.66%
1Y Return+20.37%+22.16%
3Y Return (annualized)+21.73%+18.72%
5Y Return (annualized)+13.34%+12.18%
Volatility (annualized)15.8%14.6%
Max Drawdown-24.7%-58.8%
Fund FamilyT.Rowe PriceVanguard (US)
CategoryEquityEquity
InceptionJun 8, 2021Nov 10, 2006

TSPA vs VYM Performance

T Rowe Price US Equity Research ETF (TSPA) is a ETF from T.Rowe Price and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year TSPA returned +20.37% while VYM returned +22.16%. Year to date, TSPA is up 11.89% versus a gain of 14.66% for VYM.

Over three years, TSPA compounded at +21.73% per year against +18.72% for VYM; over five years the annualized figures are +13.34% and +12.18% respectively. Across the full 5-year window we track, TSPA has the edge at +13.98% annualized vs +7.01%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TSPA has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.7% for TSPA and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

TSPA charges 0.34% per year while VYM charges 0.04%. On a $10,000 position that is $34 vs $4 annually, a gap of $30 per year that compounds over a long holding period. On income, TSPA currently yields 0.57% against 2.24% for VYM.

Holdings Overlap

28.1%overlap

TSPA and VYM share 124 holdings out of 809 unique holdings combined, representing a 28.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in TSPAWeight in VYMDifference
AVGO2.65%7.29%4.64%
JPM1.27%3.38%2.11%
JNJ0.91%2.54%1.63%
XOMProProPro
CATProProPro
CSCOProProPro
ABBVProProPro
BACProProPro
UNHProProPro
HDProProPro
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Frequently Asked Questions

Which is cheaper, TSPA or VYM?

TSPA has an expense ratio of 0.34% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $30 per year of difference.

Which performed better, TSPA or VYM?

Over the past year TSPA returned +20.37% vs +22.16% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (5 years), TSPA annualized +13.98% vs +7.01% for VYM. Past performance does not guarantee future results.

Which is riskier, TSPA or VYM?

TSPA has been the more volatile fund at 15.8% annualized versus 14.6% for VYM. Worst drawdown: TSPA -24.7% vs VYM -58.8%.

Should I hold both TSPA and VYM?

TSPA and VYM have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between TSPA and VYM?

TSPA and VYM share 124 common holdings with a 28.1% weight overlap. Combined, they hold 809 unique securities.

Which pays a higher dividend, TSPA or VYM?

TSPA yields 0.57% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

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