TSPA vs VOO

TSPA vs VOO

Which is better, TSPA or VOO?

Nearly the same fund. VOO costs less.

VOO has a lower expense ratio. TSPA led over 5Y and the full window, VOO over 1Y and 3Y. The two have moved almost in lockstep, correlation 1.00. TSPA is less concentrated, with 36.4% of the fund in its ten largest positions against 37.6%.

Lower Fees: VOOHigher Returns: splitLess Concentrated: TSPA

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTSPAVOO
Expense Ratio0.34%0.03%Best
AUM$4.5B$997.4B
Dividend Yield0.55%1.04%
Holdings330509
YTD Return+12.10%+12.25%Best
1Y Return+16.93%+17.03%Best
3Y Return (annualized)+21.22%+21.25%Best
5Y Return (annualized)+13.45%Best+13.08%
Volatility (annualized)15.7%15.5%Best
Max Drawdown-24.7%-24.5%Best
$10,000 over 5 years$18,794Best$18,490
Top 10 Weight36.4%Best37.6%
Fund FamilyT.Rowe PriceVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJun 8, 2021Sep 7, 2010

Volatility and max drawdown are measured over the window both funds cover: Jun 9, 2021 to Sep 17, 2026 (5.3 years).

TSPA vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.3 years both funds cover.

TSPA vs VOO Performance

T Rowe Price US Equity Research ETF (TSPA) is an ETF from T.Rowe Price and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year TSPA returned +16.93% while VOO returned +17.03%. Year to date, TSPA is up 12.10% versus a gain of 12.25% for VOO.

Over three years, TSPA compounded at +21.22% per year against +21.25% for VOO; over five years the annualized figures are +13.45% and +13.08% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TSPA has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 15.5% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.7% for TSPA and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

TSPA charges 0.34% per year while VOO charges 0.03%. On a $10,000 position that is $34 vs $3 annually, a gap of $31 per year that compounds over a long holding period. On income, TSPA currently yields 0.55% against 1.04% for VOO.

Holdings Overlap

TSPA already in VOO94.2%
VOO already in TSPA86.9%

94.2% of TSPA's money is in holdings VOO also owns. 86.9% of VOO's money is in holdings TSPA also owns.

Most of TSPA is already inside VOO. Owning both mostly buys the same companies twice.

270 positions in common, counted across the 330 positions we hold weights for in TSPA and 494 in VOO, against full books of 330 and 509.

What only one of them owns

Our book lists 218 positions for VOO that do not appear in our book for TSPA (12.3% of the fund), and 42 for TSPA that do not appear in VOO (3.4%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in TSPAWeight in VOODifference
NVDANvidia Corp7.39%7.55%0.16%
AAPLApple, Inc6.50%7.05%0.55%
MSFTMicrosoft Corp4.27%5.36%1.09%
AMZNAmazon.Com Inc3.71%4.13%0.42%
GOOGAlphabet Inc3.34%2.62%0.72%
GOOGLAlphabet Inc,class A2.58%3.24%0.66%
AVGOBroadcom Inc2.65%2.86%0.21%
METAMeta Platforms Inc2.04%1.90%0.14%
MUMicron Technology, Inc.2.14%1.44%0.70%
TSLATesla Inc1.79%1.36%0.43%

94.2% of TSPA is already inside VOO.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

TSPAVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TSPA or VOO?

TSPA has an expense ratio of 0.34% while VOO charges 0.03%. VOO is the cheaper option, by $31 a year on a $10,000 investment.

Which performed better, TSPA or VOO?

Over the past year TSPA returned +16.93% vs +17.03% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, TSPA or VOO?

TSPA has been the more volatile fund at 15.7% annualized versus 15.5% for VOO. Worst drawdown: TSPA -24.7% vs VOO -24.5%.

Should I hold both TSPA and VOO?

TSPA and VOO have a monthly-return correlation of 1.00, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between TSPA and VOO?

94.2% of TSPA's money is in holdings VOO also owns. 86.9% of VOO's is in holdings TSPA also owns. They hold 270 positions in common, counted across the 330 positions we hold weights for in TSPA and 494 in VOO.

Which pays a higher dividend, TSPA or VOO?

TSPA yields 0.55% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.

Is VOO better than TSPA?

VOO has a lower expense ratio. TSPA led over 5Y and the full window, VOO over 1Y and 3Y. The two have moved almost in lockstep, correlation 1.00. TSPA is less concentrated, with 36.4% of the fund in its ten largest positions against 37.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.