ULVM vs VTI

ULVM vs VTI

Which is better, ULVM or VTI?

Large Cap Value against Large Cap Blend.

VTI has a lower expense ratio. ULVM led over 1Y, VTI over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.92. ULVM is less concentrated, with 14.4% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns: splitLess Concentrated: ULVM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricULVMVTI
Expense Ratio0.20%0.03%Best
AUM$263M$666.9B
Dividend Yield1.64%1.03%
Holdings1263,543
YTD Return+15.36%Best+12.30%
1Y Return+20.03%Best+16.08%
3Y Return (annualized)+20.68%+21.01%Best
5Y Return (annualized)+12.21%+12.36%Best
Volatility (annualized)16.9%16.7%Best
Max Drawdown-40.8%-35.0%Best
$10,000 over 5 years$17,789$17,908Best
Top 10 Weight14.4%Best33.3%
Fund FamilyVictory Capital Management Inc.Vanguard (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Blend
InceptionOct 24, 2017May 24, 2001

Volatility and max drawdown are measured over the window both funds cover: Oct 26, 2017 to Sep 18, 2026 (8.9 years).

ULVM vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.9 years both funds cover.

ULVM vs VTI Performance

VictoryShares US Value Momentum ETF (ULVM) is an ETF from Victory Capital Management Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ULVM returned +20.03% while VTI returned +16.08%. Year to date, ULVM is up 15.36% versus a gain of 12.30% for VTI.

Over three years, ULVM compounded at +20.68% per year against +21.01% for VTI; over five years the annualized figures are +12.21% and +12.36% respectively. Across the full 9-year window we track, VTI has the edge at +13.48% annualized vs +9.98%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ULVM has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 16.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -40.8% for ULVM and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

ULVM charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, ULVM currently yields 1.64% against 1.03% for VTI.

Holdings Overlap

ULVM already in VTI98.4%
VTI already in ULVM17.9%

98.4% of ULVM's money is in holdings VTI also owns. 17.9% of VTI's money is in holdings ULVM also owns.

Most of ULVM is already inside VTI. Owning both mostly buys the same companies twice.

121 positions in common, counted across the 124 positions we hold weights for in ULVM and 3,463 in VTI, against full books of 126 and 3,543.

What only one of them owns

Our book lists 1,031 positions for VTI that do not appear in our book for ULVM (79.7% of the fund), and 0 for ULVM that do not appear in VTI (0.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in ULVMWeight in VTIDifference
GOOGLAlphabet Inc,class A0.67%2.90%2.23%
BRK.BBerkshire Hathaway Inc Brk/B Us Equity1.65%1.28%0.37%
JNJJohnson & Johnson - Common1.65%0.86%0.79%
XOMExxon Mobil Corp.1.00%0.89%0.11%
BACBank of America Corp.: Financials1.22%0.55%0.67%
MUMicron Technology, Inc.0.29%1.29%1.00%
ORealty Income Corp.1.47%0.08%1.39%
CBChubb Ltd.1.37%0.17%1.20%
ATOAtmos Energy Corp1.43%0.04%1.39%
LLoews Corp1.42%0.03%1.39%

98.4% of ULVM is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

ULVMVTI

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Frequently Asked Questions

Which is cheaper, ULVM or VTI?

ULVM has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option, by $17 a year on a $10,000 investment.

Which performed better, ULVM or VTI?

Over the past year ULVM returned +20.03% vs +16.08% for VTI, so ULVM leads on 1-year performance. Over the longest common window we track (9 years), ULVM annualized +9.98% vs +13.48% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, ULVM or VTI?

ULVM has been the more volatile fund at 16.9% annualized versus 16.7% for VTI. Worst drawdown: ULVM -40.8% vs VTI -35.0%.

Should I hold both ULVM and VTI?

ULVM and VTI have a monthly-return correlation of 0.92, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between ULVM and VTI?

98.4% of ULVM's money is in holdings VTI also owns. 17.9% of VTI's is in holdings ULVM also owns. They hold 121 positions in common, counted across the 124 positions we hold weights for in ULVM and 3,463 in VTI.

Which pays a higher dividend, ULVM or VTI?

ULVM yields 1.64% while VTI yields 1.03%, so ULVM currently pays the higher dividend yield.

Is VTI better than ULVM?

VTI has a lower expense ratio. ULVM led over 1Y, VTI over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.92. ULVM is less concentrated, with 14.4% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.