USXF vs VTI
iShares ESG Advanced MSCI USA ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, USXF or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. USXF led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.97. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 37.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | USXF | VTI |
|---|---|---|
| Expense Ratio | 0.10% | 0.03%Best |
| AUM | $1.5B | $666.9B |
| Dividend Yield | 0.81% | 1.03% |
| Holdings | 294 | 3,543 |
| YTD Return | +16.74%Best | +12.30% |
| 1Y Return | +19.59%Best | +16.08% |
| 3Y Return (annualized) | +24.78%Best | +21.01% |
| 5Y Return (annualized) | +14.18%Best | +12.36% |
| Volatility (annualized) | 17.3% | 15.7%Best |
| Max Drawdown | -29.5% | -25.4%Best |
| $10,000 over 5 years | $19,407Best | $17,908 |
| Top 10 Weight | 37.2% | 33.3%Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Jun 16, 2020 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jun 18, 2020 to Sep 18, 2026 (6.3 years).
USXF vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.3 years both funds cover.
USXF vs VTI Performance
iShares ESG Advanced MSCI USA ETF (USXF) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year USXF returned +19.59% while VTI returned +16.08%. Year to date, USXF is up 16.74% versus a gain of 12.30% for VTI.
Over three years, USXF compounded at +24.78% per year against +21.01% for VTI; over five years the annualized figures are +14.18% and +12.36% respectively. Across the full 6-year window we track, USXF has the edge at +18.06% annualized vs +16.27%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USXF has been the more volatile fund, with annualized monthly volatility of 17.3% compared with 15.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.5% for USXF and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
USXF charges 0.10% per year while VTI charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, USXF currently yields 0.81% against 1.03% for VTI.
Holdings Overlap
98.4% of USXF's money is in holdings VTI also owns. 35.9% of VTI's money is in holdings USXF also owns.
Most of USXF is already inside VTI. Owning both mostly buys the same companies twice.
269 positions in common, counted across the 278 positions we hold weights for in USXF and 3,463 in VTI, against full books of 294 and 3,543.
What only one of them owns
Our book lists 886 positions for VTI that do not appear in our book for USXF (61.8% of the fund), and 6 for USXF that do not appear in VTI (1.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in USXF | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 12.69% | 6.40% | 6.29% |
| AVGOBroadcom Inc | 6.62% | 2.56% | 4.06% |
| MUMicron Technology, Inc. | 4.28% | 1.29% | 2.99% |
| AMDAdvanced Micro Devices Inc | 3.04% | 1.08% | 1.96% |
| VVisa Inc Class A | 2.49% | 0.83% | 1.66% |
| MAMastercard Inc | 1.89% | 0.63% | 1.26% |
| CSCOCisco Systems Inc. - Ordinary Shares | 1.72% | 0.57% | 1.15% |
| INTCIntel Corporation | 1.56% | 0.50% | 1.06% |
| LRCXLam Research Corp | 1.49% | 0.51% | 0.98% |
| AMATApplied Materials, Inc. | 1.44% | 0.56% | 0.88% |
98.4% of USXF is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, USXF or VTI?
USXF has an expense ratio of 0.10% while VTI charges 0.03%. VTI is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, USXF or VTI?
Over the past year USXF returned +19.59% vs +16.08% for VTI, so USXF leads on 1-year performance. Over the longest common window we track (6 years), USXF annualized +18.06% vs +16.27% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, USXF or VTI?
USXF has been the more volatile fund at 17.3% annualized versus 15.7% for VTI. Worst drawdown: USXF -29.5% vs VTI -25.4%.
Should I hold both USXF and VTI?
USXF and VTI have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between USXF and VTI?
98.4% of USXF's money is in holdings VTI also owns. 35.9% of VTI's is in holdings USXF also owns. They hold 269 positions in common, counted across the 278 positions we hold weights for in USXF and 3,463 in VTI.
Which pays a higher dividend, USXF or VTI?
USXF yields 0.81% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than USXF?
VTI has a lower expense ratio. USXF led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.97. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 37.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.