VALQ vs VYM

VALQ vs VYM

Which is better, VALQ or VYM?

Nearly the same fund. VYM costs less.

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.96. VALQ is less concentrated, with 23.9% of the fund in its ten largest positions against 26.1%.

Lower Fees: VYMHigher Returns: VYMLess Concentrated: VALQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVALQVYM
Expense Ratio0.29%0.04%Best
AUM$338M$81.6B
Dividend Yield1.74%2.22%
Holdings224613
YTD Return+7.70%+10.23%Best
1Y Return+11.79%+14.28%Best
3Y Return (annualized)+15.08%+17.50%Best
5Y Return (annualized)+9.22%+11.60%Best
Volatility (annualized)16.2%15.2%Best
Max Drawdown-38.2%-35.7%Best
$10,000 over 5 years$15,542$17,311Best
Top 10 Weight23.9%Best26.1%
Fund FamilyAmerican Century InvestmentsVanguard (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionJan 11, 2018Nov 10, 2006

Volatility and max drawdown are measured over the window both funds cover: Jan 16, 2018 to Sep 23, 2026 (8.7 years).

VALQ vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.7 years both funds cover.

VALQ vs VYM Performance

American Century US Quality Value ETF (VALQ) is an ETF from American Century Investments and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year VALQ returned +11.79% while VYM returned +14.28%. Year to date, VALQ is up 7.70% versus a gain of 10.23% for VYM.

Over three years, VALQ compounded at +15.08% per year against +17.50% for VYM; over five years the annualized figures are +9.22% and +11.60% respectively. Across the full 9-year window we track, VYM has the edge at +8.93% annualized vs +7.96%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VALQ has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 15.2% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -38.2% for VALQ and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

VALQ charges 0.29% per year while VYM charges 0.04%. On a $10,000 position that is $29 vs $4 annually, a gap of $25 per year that compounds over a long holding period. On income, VALQ currently yields 1.74% against 2.22% for VYM.

Holdings Overlap

VALQ already in VYM74.1%
VYM already in VALQ47.2%

74.1% of VALQ's money is in holdings VYM also owns. 47.2% of VYM's money is in holdings VALQ also owns.

Most of VALQ is already inside VYM. Owning both mostly buys the same companies twice.

129 positions in common, counted across the 241 positions we hold weights for in VALQ and 557 in VYM, against full books of 224 and 613.

What only one of them owns

Our book lists 400 positions for VYM that do not appear in our book for VALQ (49.9% of the fund), and 100 for VALQ that do not appear in VYM (23.7%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in VALQWeight in VYMDifference
JNJJohnson & Johnson - Common1.85%2.51%0.66%
XOMExxon Mobil Corp.1.65%2.63%0.98%
UNHUnitedhealth Group Incorporated2.73%1.52%1.21%
MRKMerck & Company Inc2.77%1.31%1.46%
CSCOCisco Systems Inc. - Ordinary Shares2.21%1.86%0.35%
HDHome Depot Inc/The2.64%1.34%1.30%
PGProcter & Gamble Company2.50%1.37%1.13%
ABBVAbbvie Inc.1.62%1.80%0.18%
BMYBristol-Myers Squibb Co.2.77%0.54%2.23%
LMTLockheed Martin Corp2.57%0.48%2.09%

74.1% of VALQ is already inside VYM.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

VALQVYM

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Frequently Asked Questions

Which is cheaper, VALQ or VYM?

VALQ has an expense ratio of 0.29% while VYM charges 0.04%. VYM is the cheaper option, by $25 a year on a $10,000 investment.

Which performed better, VALQ or VYM?

Over the past year VALQ returned +11.79% vs +14.28% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (9 years), VALQ annualized +7.96% vs +8.93% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, VALQ or VYM?

VALQ has been the more volatile fund at 16.2% annualized versus 15.2% for VYM. Worst drawdown: VALQ -38.2% vs VYM -35.7%.

Should I hold both VALQ and VYM?

VALQ and VYM have a monthly-return correlation of 0.96, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between VALQ and VYM?

74.1% of VALQ's money is in holdings VYM also owns. 47.2% of VYM's is in holdings VALQ also owns. They hold 129 positions in common, counted across the 241 positions we hold weights for in VALQ and 557 in VYM.

Which pays a higher dividend, VALQ or VYM?

VALQ yields 1.74% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than VALQ?

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.96. VALQ is less concentrated, with 23.9% of the fund in its ten largest positions against 26.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.