VFMV vs VTI
Vanguard US Minimum Volatility ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, VFMV or VTI?
Mid Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VFMV | VTI |
|---|---|---|
| Expense Ratio | 0.13% | 0.03%Best |
| AUM | $437M | $666.9B |
| Dividend Yield | 1.75% | 1.07% |
| Holdings | 204 | 3,543 |
| YTD Return | +11.16% | +13.59%Best |
| 1Y Return | +11.05% | +20.00%Best |
| 3Y Return (annualized) | +15.04% | +20.95%Best |
| 5Y Return (annualized) | +9.00% | +11.81%Best |
| Volatility (annualized) | 13.2%Best | 16.8% |
| Max Drawdown | -33.6%Best | -35.0% |
| $10,000 over 5 years | $15,386 | $17,474Best |
| Fund Family | Vanguard (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Blend |
| Inception | Feb 13, 2018 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 15, 2018 to Sep 4, 2026 (8.6 years).
VFMV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.6 years both funds cover.
VFMV vs VTI Performance
Vanguard US Minimum Volatility ETF (VFMV) is an ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year VFMV returned +11.05% while VTI returned +20.00%. Year to date, VFMV is up 11.16% versus a gain of 13.59% for VTI.
Over three years, VFMV compounded at +15.04% per year against +20.95% for VTI; over five years the annualized figures are +9.00% and +11.81% respectively. Across the full 9-year window we track, VTI has the edge at +13.38% annualized vs +9.76%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 13.2% for VFMV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.6% for VFMV and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VFMV charges 0.13% per year while VTI charges 0.03%. On a $10,000 position that is $13 vs $3 annually, a gap of $10 per year that compounds over a long holding period. On income, VFMV currently yields 1.75% against 1.07% for VTI.
Holdings Overlap
At least 89.3% of VFMV's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of VFMV is already inside VTI. Owning both mostly buys the same companies twice.
172 positions in common, counted across the 201 positions we hold weights for in VFMV and 2,788 in VTI, against full books of 204 and 3,543.
Top Shared Holdings
| Stock | Weight in VFMV | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 1.37% | 6.32% | 4.95% |
| AAPLApple Inc Ord | 1.66% | 5.84% | 4.18% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 1.28% | 3.81% | 2.53% |
| GOOGAlphabet, Inc., Class C | 1.08% | 2.27% | 1.19% |
| AVGOBroadcom Inc | 0.81% | 2.46% | 1.65% |
| AMZNAmazon.Com Inc | 0.05% | 3.17% | 3.12% |
| GOOGL Alphabet Inc. Class A | 0.09% | 2.88% | 2.79% |
| METAMeta Platform Inc | 1.08% | 1.70% | 0.62% |
| BRK.BBerkshire Hathaway, Inc., Class B | 1.36% | 1.24% | 0.12% |
| JNJJohnson & Johnson - Common | 1.71% | 0.84% | 0.87% |
89.3% of VFMV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VFMV or VTI?
VFMV has an expense ratio of 0.13% while VTI charges 0.03%. VTI is the cheaper option, by $10 a year on a $10,000 investment.
Which performed better, VFMV or VTI?
Over the past year VFMV returned +11.05% vs +20.00% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), VFMV annualized +9.76% vs +13.38% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VFMV or VTI?
VTI has been the more volatile fund at 16.8% annualized versus 13.2% for VFMV. Worst drawdown: VFMV -33.6% vs VTI -35.0%.
Should I hold both VFMV and VTI?
VFMV and VTI have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VFMV and VTI?
At least 89.3% of VFMV's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 172 positions in common, counted across the 201 positions we hold weights for in VFMV and 2,788 in VTI.
Which pays a higher dividend, VFMV or VTI?
VFMV yields 1.75% while VTI yields 1.07%, so VFMV currently pays the higher dividend yield.
Is VTI better than VFMV?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.