VOO vs VPLS

VOO vs VPLS

Which is better, VOO or VPLS?

Large Cap Blend against Intermediate Term Bond.

VOO has a lower expense ratio. VOO led over 1Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVOOVPLS
Expense Ratio0.03%Best0.20%
AUM$997.4B$1.9B
Dividend Yield1.04%4.81%
Holdings5093,053
YTD Return+12.37%Best-0.76%
1Y Return+16.61%Best+0.23%
3Y Return (annualized)+21.37%-
5Y Return (annualized)+13.49%-
Volatility (annualized)11.8%4.2%Best
Max Drawdown-18.7%-3.0%Best
$10,000 over 2.8 years$17,327Best$11,716
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityFixed Income
StyleLarge Cap BlendIntermediate Term Bond
InceptionSep 7, 2010Dec 6, 2023

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Dec 7, 2023 to Sep 18, 2026 (2.8 years).

VOO vs VPLS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.

VOO vs VPLS Performance

Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US) and Vanguard Core-Plus Bond ETF (VPLS) is an ETF from Vanguard (US). Over the past year VOO returned +16.61% while VPLS returned +0.23%. Year to date, VOO is up 12.37% versus a loss of 0.76% for VPLS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 11.8% compared with 4.2% for VPLS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.7% for VOO and -3.0% for VPLS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.39. They move together some of the time, and apart the rest.

Fees and Cost Over Time

VOO charges 0.03% per year while VPLS charges 0.20%. On a $10,000 position that is $3 vs $20 annually, a gap of $17 per year that compounds over a long holding period. On income, VOO currently yields 1.04% against 4.81% for VPLS.

Holdings Overlap

VOO already in VPLS0.3%

At least 0.3% of VOO's money is in holdings VPLS also owns.

Stated as a floor: for VPLS, our book for it covers 23.0% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

3 positions in common, counted across the 494 positions we hold weights for in VOO and 634 in VPLS, against full books of 509 and 3,053.

Top Shared Holdings

StockWeight in VOOWeight in VPLSDifference
CURVVanguard Market Liquidity Fund0.05%1.84%1.79%
MOAltria Group Inc0.18%0.03%0.15%
BSXBoston Scientific Corp.0.11%0.02%0.09%

You are not choosing between two funds in isolation.

Whichever of VOO and VPLS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

VOOVPLS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, VOO or VPLS?

VOO has an expense ratio of 0.03% while VPLS charges 0.20%. VOO is the cheaper option, by $17 a year on a $10,000 investment.

Which performed better, VOO or VPLS?

Over the past year VOO returned +16.61% vs +0.23% for VPLS, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, VOO or VPLS?

VOO has been the more volatile fund at 11.8% annualized versus 4.2% for VPLS. Worst drawdown: VOO -18.7% vs VPLS -3.0%.

Should I hold both VOO and VPLS?

VOO and VPLS have a monthly-return correlation of 0.39, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, VOO or VPLS?

VOO yields 1.04% while VPLS yields 4.81%, so VPLS currently pays the higher dividend yield.

Is VPLS better than VOO?

VOO has a lower expense ratio. VOO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.