VSDA vs VTI
VictoryShares Dividend Accelerator ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, VSDA or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VSDA | VTI |
|---|---|---|
| Expense Ratio | 0.35% | 0.03%Best |
| AUM | $222M | $666.9B |
| Dividend Yield | 2.47% | 1.07% |
| Holdings | 77 | 3,543 |
| YTD Return | +13.68%Best | +13.59% |
| 1Y Return | +12.83% | +20.00%Best |
| 3Y Return (annualized) | +12.30% | +20.95%Best |
| 5Y Return (annualized) | +7.95% | +11.81%Best |
| Volatility (annualized) | 15.0%Best | 16.2% |
| Max Drawdown | -32.2%Best | -35.0% |
| $10,000 over 5 years | $14,659 | $17,474Best |
| Fund Family | Victory Capital Management Inc. | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Apr 18, 2017 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 18, 2017 to Sep 4, 2026 (9.4 years).
VSDA vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.4 years both funds cover.
VSDA vs VTI Performance
VictoryShares Dividend Accelerator ETF (VSDA) is an ETF from Victory Capital Management Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year VSDA returned +12.83% while VTI returned +20.00%. Year to date, VSDA is up 13.68% versus a gain of 13.59% for VTI.
Over three years, VSDA compounded at +12.30% per year against +20.95% for VTI; over five years the annualized figures are +7.95% and +11.81% respectively. Across the full 9-year window we track, VTI has the edge at +13.96% annualized vs +10.97%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 15.0% for VSDA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -32.2% for VSDA and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VSDA charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, VSDA currently yields 2.47% against 1.07% for VTI.
Holdings Overlap
At least 90.4% of VSDA's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of VSDA is already inside VTI. Owning both mostly buys the same companies twice.
67 positions in common, counted across the 75 positions we hold weights for in VSDA and 2,788 in VTI, against full books of 77 and 3,543.
What only one of them owns
Measured across the 75 and 2,788 positions we hold weights for.
VTI holds 621 positions VSDA does not, 80.6% of the fund.
Largest: NVDA 6.32%, AAPL 5.84%, MSFT 3.81%, AMZN 3.17%, GOOGL 2.88%
Top Shared Holdings
| Stock | Weight in VSDA | Weight in VTI | Difference |
|---|---|---|---|
| MOAltria Group Inc. | 3.02% | 0.17% | 2.85% |
| CLXClorox Co. | 3.16% | 0.02% | 3.14% |
| KMBKimberly-Clark Corp. | 3.13% | 0.05% | 3.08% |
| HRLHormel Foods Corp. | 3.13% | 0.01% | 3.12% |
| MDTMedtronic Plc Ordinary Shares | 2.85% | 0.14% | 2.71% |
| CVXChevron Corp.United States -Energy | 2.45% | 0.43% | 2.02% |
| PEPPepsico Inc. | 2.60% | 0.25% | 2.35% |
| BF.BBrown-Forman Corp-Class B | 2.76% | 0.01% | 2.75% |
| TROWT Rowe Price Group Inc | 2.70% | 0.03% | 2.67% |
| MKCMccormick & Co-Non Vtg Shrs | 2.50% | 0.02% | 2.48% |
90.4% of VSDA is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VSDA or VTI?
VSDA has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, VSDA or VTI?
Over the past year VSDA returned +12.83% vs +20.00% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), VSDA annualized +10.97% vs +13.96% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VSDA or VTI?
VTI has been the more volatile fund at 16.2% annualized versus 15.0% for VSDA. Worst drawdown: VSDA -32.2% vs VTI -35.0%.
Should I hold both VSDA and VTI?
VSDA and VTI have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VSDA and VTI?
At least 90.4% of VSDA's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 67 positions in common, counted across the 75 positions we hold weights for in VSDA and 2,788 in VTI.
Which pays a higher dividend, VSDA or VTI?
VSDA yields 2.47% while VTI yields 1.07%, so VSDA currently pays the higher dividend yield.
Is VTI better than VSDA?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.