VSDA vs VTI
VictoryShares Dividend Accelerator ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VSDA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $251M | $666.9B | |
| Dividend Yield | 2.47% | 1.07% | |
| Holdings | 77 | 3,543 | |
| YTD Return | +15.24% | +13.38% | |
| 1Y Return | +14.91% | +21.12% | |
| 3Y Return (annualized) | +12.86% | +21.85% | |
| 5Y Return (annualized) | +8.12% | +12.44% | |
| Volatility (annualized) | 15.1% | 15.3% | |
| Max Drawdown | -32.2% | -56.6% | |
| Fund Family | Victory Capital Management Inc. | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 18, 2017 | May 24, 2001 |
VSDA vs VTI Performance
VictoryShares Dividend Accelerator ETF (VSDA) is a ETF from Victory Capital Management Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year VSDA returned +14.91% while VTI returned +21.12%. Year to date, VSDA is up 15.24% versus a gain of 13.38% for VTI.
Over three years, VSDA compounded at +12.86% per year against +21.85% for VTI; over five years the annualized figures are +8.12% and +12.44% respectively. Across the full 9-year window we track, VSDA has the edge at +11.19% annualized vs +8.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 15.1% for VSDA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -32.2% for VSDA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VSDA charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, VSDA currently yields 2.47% against 1.07% for VTI.
Holdings Overlap
VSDA and VTI share 67 holdings out of 2795 unique holdings combined, representing a 10.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VSDA or VTI?
VSDA has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, VSDA or VTI?
Over the past year VSDA returned +14.91% vs +21.12% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), VSDA annualized +11.19% vs +8.10% for VTI. Past performance does not guarantee future results.
Which is riskier, VSDA or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 15.1% for VSDA. Worst drawdown: VSDA -32.2% vs VTI -56.6%.
Should I hold both VSDA and VTI?
VSDA and VTI have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VSDA and VTI?
VSDA and VTI share 67 common holdings with a 10.6% weight overlap. Combined, they hold 2795 unique securities.
Which pays a higher dividend, VSDA or VTI?
VSDA yields 2.47% while VTI yields 1.07%, so VSDA currently pays the higher dividend yield.
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