VTI vs XLKM
Vanguard Morningstar Total Stock Market ETF vs State Street S&P 500 Technology Market Sector SPDR ETF
Which is better, VTI or XLKM?
VTI costs less.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XLKM |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.12% |
| AUM | $689.2B | $431,514.45 |
| Dividend Yield | 1.06% | 0.00% |
| Holdings | 3,542 | 9 |
| YTD Return | +11.74%Best | -8.35% |
| 1Y Return | +12.21% | - |
| 3Y Return (annualized) | +21.24% | - |
| 5Y Return (annualized) | +10.57% | - |
| Top 10 Weight | 34.6% | - |
| Fund Family | Vanguard (US) | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 24, 2001 | Oct 13, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
VTI vs XLKM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VTI vs XLKM Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and State Street S&P 500 Technology Market Sector SPDR ETF (XLKM) is an ETF from State Street Investment Management. Year to date, VTI is up 11.74% versus a loss of 8.35% for XLKM.
Past performance does not guarantee future results.
Fees and Cost Over Time
VTI charges 0.03% per year while XLKM charges 0.12%. On a $10,000 position that is $3 vs $12 annually, a gap of $9 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 0.00% for XLKM.
Holdings Overlap
25.0% of VTI's money is in holdings XLKM also owns. 34.1% of XLKM's money is in holdings VTI also owns.
The two portfolios partly overlap.
8 positions in common, counted across the 3,464 positions we hold weights for in VTI and 9 in XLKM, against full books of 3,542 and 9.
What only one of them owns
Measured across the 3,464 and 9 positions we hold weights for.
VTI holds 1,121 positions XLKM does not, 71.9% of the fund.
Largest: AMZN 3.30%, GOOGL 2.76%, GOOG 2.18%, META 2.18%, TSLA 1.36%
Top Shared Holdings
| Stock | Weight in VTI | Weight in XLKM | Difference |
|---|---|---|---|
| NVDANvidia Corp | 7.13% | 10.32% | 3.19% |
| AAPLApple Inc | 6.63% | 10.40% | 3.77% |
| MSFTMicrosoft Corp | 5.19% | 8.10% | 2.91% |
| AVGOBroadcom Inc | 2.28% | 3.23% | 0.95% |
| MUMicron Technology, Inc. | 1.64% | 1.53% | 0.11% |
| AMDAdvanced Micro Devices Inc | 1.36% | 0.44% | 0.92% |
| INTCIntel Corp. | 0.74% | 0.03% | 0.71% |
| TWLOTwilio Inc. Class A | 0.06% | 0.09% | 0.03% |
34.1% of XLKM is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XLKM?
VTI has an expense ratio of 0.03% while XLKM charges 0.12%. VTI is the cheaper option, by $9 a year on a $10,000 investment.
What is the holdings overlap between VTI and XLKM?
34.1% of XLKM's money is in holdings VTI also owns. 34.1% of XLKM's is in holdings VTI also owns. They hold 8 positions in common, counted across the 3,464 positions we hold weights for in VTI and 9 in XLKM.
Which pays a higher dividend, VTI or XLKM?
VTI yields 1.06% while XLKM yields 0.00%, so VTI currently pays the higher dividend yield.
Is XLKM better than VTI?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.